The intermediary fee for second-hand housing is adjusted to 3%. Is it a price increase or transparency?
News from our newspaper (Reporter Li Guo) "A set of 2 million yuan of house, the buyer and the seller together will charge 60,000 yuan as an intermediary fee, is this reasonable?" Mr. Peng, a citizen of Chongqing, told reporters recently that he was planning to buy a second-hand house I contacted many intermediary agencies, and finally found that most of the larger intermediary agencies in Chongqing cooperated with the Shell Housing Search platform, and recently introduced new charging standards-the buyer pays 2% of the total transaction price, and the seller pays 1%. A total of 3% intermediary fees.
The reporter found in the interview that since the Spring Festival this year, this intermediary fee charging standard has been officially implemented in many intermediary agencies on the Shell platform, including Lianjia, Deyou, and 21st Century Real Estate.
In this regard, some consumers questioned the increase in intermediary fees on the Shell platform.
However, a broker in Chongqing Lianjia said that after the Spring Festival, Lianjia’s intermediary rate has been adjusted to no more than 3%, that is, no more than 1% for sellers and no more than 2% for buyers.
At the same time, the service fee of 1.5% of the buyer’s total loan amount was cancelled, and a warrant agency fee and loan service fee of 2,000 yuan were charged instead.
In other words, whether it is to pass on the entire purchase cost to the buyer, or the buyer and the seller pay the intermediary fee separately, in fact, for the buyer, the intermediary fee does not increase in price.
In that case, why does the adjustment of the intermediary fee cause more controversy?
According to the reporter's understanding, there are many intermediary fees in the real estate intermediary field, and the average consumer does not understand this.
In terms of intermediary fees, currently, there is no uniform standard for real estate brokerage fees. Usually, the local competent unit only has a general fee range and requires publicity of fees in stores, but the specific fee standards are set by the company.
In addition to the intermediary fee itself, there are also many hidden fees.
There are also no fixed standards for loan service fees, evaluation fees, and transfer fees in the process of second-hand housing transactions, usually ranging from 1,000 yuan to 2% of the total housing price.
During the interview, the reporter found that the current publicized charging standards of a real estate agency in Chongqing are: 1% for owners and 2% for customers.
In addition, the loan service fee is 1.5%, the evaluation fee is 1,580 yuan, and the transfer fee is 500 yuan.
Chongqing Shell said that in the future, all brands on the Shell platform will completely suspend other charges such as loan service fees, transfer fees, evaluation fees, and only charge 1% of the final transaction price for owners and 2% of intermediary service fees for customers, and strive to make service charges transparent. .
In this regard, some consumers pointed out that Shell has changed one-way charges to two-way charges. Although the seller has to bear 1% of the intermediary fee, in reality, this money is still paid by the buyer.
Because even if it is the seller, the seller may add this part of the money to the house payment.
However, Chongqing Shell said that even so, the buyer's purchase cost may not increase.
Because under the previous charging model, mortgage loan buyers need to pay 1.5% of the loan service fee, which has now been cancelled, and the intermediary fee for such buyers has not increased.
In addition, the current transaction cycle of second-hand housing is relatively long. As the market enters the "buyer era", sellers will have to bear part of the intermediary fees. This charging method is more beneficial to buyers and more transparent.