Uniwagnis - this was the name of the database used by the car insurers when it was launched in 1993 to identify suspicious anomalies. It was about fake car insurance accidents. Today the digital card index is called HIS and stores almost every anomaly in the entire insurance industry. Even things that have nothing to do with faked damage, but can only be a higher risk for the insurance industry, for example the job or a previous illness in the disability insurance. HIS responds to inquiries from the industry around 30 million times a year. Is HIS the "black list" of the insurance industry? And if so, how can insured parties find out what the industry knows about them?
Insurance: When unsuspecting people get into the HIS database
2021-03-02T08:05:34.522Z
Insurers have millions of data records stored centrally about their customers and their property. What began as a file against fraudsters has long since provided life insurers with much more information. But consumers can defend themselves.
Source: welt