According to the company, the number of issued cards fell by 45% compared to December and by 17% compared to last January - to 578 thousand.

According to Oleg Lagutkin, the general director of Equifax, the situation is due to two main factors: seasonality and conservative approaches of creditors.

It is noted that the Russians, who have nevertheless approved credit cards, are taking them away at a record pace.

Thus, the conversion rate for the year increased from 36% to 59%.

Earlier it was reported about the growth of demand for digital cards in Russia.