China News Service, Beijing, February 26 (Reporter Wang Enbo) The head of the relevant department of the China Banking and Insurance Regulatory Commission said on the evening of the 26th that the current risk situation in the field of online lending in China has fundamentally improved. In the future, officials will strengthen management and control and prohibit new online loan matching. business.
When answering questions from reporters, the person in charge introduced that in accordance with the unified deployment of the Central Committee of the Communist Party of China and the State Council, the China Banking and Insurance Regulatory Commission took the lead in carrying out special rectification of online lending risks.
With the joint efforts of relevant departments and various localities, the special rectification has achieved decisive results. All online lending institutions have ceased operations, the existing risks have been greatly reduced, and the regulatory system has gradually improved.
For example, relevant parties strictly prohibit the establishment of new online lending institutions.
Online lending institutions are strictly prohibited from changing shareholders at will.
Implement registration and filing and restrict exit measures for senior managers in operating institutions.
Conduct anti-money laundering inspections on more than 50 high-risk institutions to fully grasp the status and flow of funds.
In accordance with the principle of "should be pursued and pursued", the celebrity endorsement fees, advertising fees, technical cooperation agency service fees, and executive bonuses shall be recovered in accordance with the law.
The person in charge said that in the next phase, the focus of relevant work will shift to the establishment of a long-term mechanism for online lending institutions' existing risk management and online lending risk supervision.
Specifically, the authorities will strengthen management and control, prohibit new online loan matching businesses, and urge relevant agencies to formulate clear payment work plans and emergency plans.
Innovate working methods, comprehensively use various methods such as institutional transformation and local asset management companies to assist in resolution to improve the loan repayment rate.
Resolutely crack down on malicious evasion of debts and promote more institutions to access the central bank's credit investigation system.
In addition, it will also speed up the progress of judicial trials and asset disposal, increase the overall planning for the recovery and disposal of the assets involved in the case, disclose the progress of disposal in a timely manner, and respond to the reasonable demands of the lender.
Improve the long-term mechanism for online lending risk supervision, deepen the reform of the financial supply side, accelerate the construction of a multi-level, wide-coverage, and differentiated financial institution system with a reasonable division of labor, meet the diversified needs of the society for financial services, and restrain private illegal finance from the source The breeding of activities.
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