There will be no positive interest rates on call money accounts for years. If you want to avoid the depreciation of your savings due to inflation, you cannot avoid other forms of investment. In fact, many Germans are now considering investing in stocks. But before that there is another hurdle: the opening of a depot. This is the depositary for all securities and a basic requirement for buying shares. Most people who have never dealt with stocks have a lot of questions. But these are easy to clarify, and in seven steps everyone can open a suitable portfolio.