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Household debt in the fourth quarter of last year was the third highest ever.
It is analyzed that this is because money was driven into the real estate and stock markets.
Reporter Kim Jung-woo delivers.
<Reporter> The
Bank of Korea said that the household credit balance at the end of the fourth quarter of last year was 1726 trillion won, an increase of 44.2 trillion won from the end of the previous quarter.
It is the third largest quarterly household credit growth ever.
Household loans increased by KRW 44.5 trillion from the previous quarter, the largest increase since the start of counting in 2003.
In particular, in the case of deposit banks, the amount of household loans increased by KRW 28.99 trillion, because the amount of mortgage loans increased significantly.
[Songjaechang / Bank of Korea statistics Team: In the case of mortgage loans was the growth rate expanded compared to the previous quarter due to the influence of such homes sales volume increased -
other loans, but reduce the growth rate compared to the previous quarter to 8.9 trillion won, It is analyzed that the demand for living funds and loans for stock investments caused by Corona 19 are still influencing.
The Bank of Korea said it remains to be seen whether the DSR loan regulation, which will be implemented next month, will slow household debt growth.