Online financial management traps, more cautious investment, do not step on "pits"

　　□ Our reporter Rosasha

　　□ Our correspondent Gu Yan

　　Nowadays, online financial management has become a hot investment, and some criminal suspects have also set their sights on "making money" in this area.

The Anti-Fraud Center of Changzhou City, Jiangsu Province recently announced 3 cases of online investment and financial management fraud. I hope everyone will be more vigilant when encountering similar situations to avoid stepping on "pits."

Download unfamiliar app financial management deceived 1.4 million

　　In November 2020, Changzhou citizen Ms. Huang added a stranger's WeChat. The other party recommended investment funds to make money, and pulled her into a WeChat group called "Ace Team", where teachers taught through audio.

After listening to it for a while, Ms. Huang was a little tempted to see that the people in the group who followed the teacher's investment showed "profit".

　　So she scanned the QR code in the group and downloaded the "Xinzhong Fund" App, trying to invest and manage money on the platform.

At the beginning, the investment made a small profit, and two successful withdrawals were made, so Ms. Huang gradually increased the investment.

Soon, the platform customer service said that the software was updated and the same amount of recharge was needed to withdraw the principal.

Ms. Huang believed it to be true. After recharging, she discovered that WeChat had been hacked by the other party and the App could not be logged in. Only then did she realize that she had been cheated and lost more than 1.4 million yuan in total.

　　This is a typical case of online investment and wealth management fraud. Fraudsters pull the victim into the investment and wealth management group chat is a "drainage" process, and the teacher's audio lecture is a "brainwashing" process.

Scammers then use fake apps as packaging, and the victims will be deceived as long as they recharge. The “interest, principal” and other information displayed on the apps are used to deceive the victim, and it is impossible to withdraw cash at all.

　　Anti-fraud reminder: When surfing the Internet, do not add strangers to WeChat at will. When you find that you are drawn into the investment and financial management group chat, you must leave the group in time, report and block the scammer.

Apps that are not on the App Store have security risks. Do not scan codes or click links to download. Pay attention to prevent risks.

Regardless of the form of online investment and financial management, as long as the promotion of a stable and profitable package is a fraud.

Followed by "financial teacher" to teach stocks to be deceived 3.8 million

　　On December 29, 2020, Mr. Min, a citizen of Changzhou, reported to the Changzhou Anti-Fraud Center that he met a netizen on the Internet who was dragged into the WeChat group for stock speculation. A "financial management teacher" taught stock speculation in the live broadcast room. Later, it was said that the stock market was not good enough to make money quickly in Hong Kong stocks.

　　After adding the WeChat of the so-called "financial management teacher and his assistant", Mr. Min downloaded an app under the guidance of the other party and began to follow the "financial management teacher" to make money in stocks on the app. After successfully withdrawing 10,000 yuan, he successively used online banking The "financial teacher" provided multiple bank account transfers totaling more than 3.8 million yuan, and was later found to have been cheated.

　　The fraud methods in this case are divided into several steps: adding WeChat, pulling groups, live-streaming lectures, speculating in Hong Kong stocks, inducing apps to download, and transferring funds and remittances. They are common routines for investment and financial fraud.

But this time, the Changzhou Anti-Fraud Center found that scammers used multiple bank accounts to receive money, and the bank card involved was not in use by the card owner himself.

After investigation, the bank cards involved in the case were all registered through the formal process of real-name registration, but they were sold by the card owner and passed into the hands of scammers, becoming a tool for criminal suspects to commit fraud.

The victim thought that he was recharging and trading Hong Kong stocks to these cards, and the balance on the App showed that it was increasing. In fact, the funds did not enter the regular securities account, and the balance was only the number modified by the scammer in the background.

　　Anti-fraud reminder: Stock trading must go through a formal platform, do not download an informal trading app, and cannot transfer funds to unfamiliar personal accounts; do not enter the investment and wealth management group to watch live broadcasts, whether it is Hong Kong stocks, US stocks, lotteries, digital currencies, foreign exchange, futures or precious metals , Any claim to make a sure win package is fraud.

At the same time, if someone finds that someone has purchased a bank card or mobile phone card, they should call 110 immediately.

Dating investment platform engineer deceived 2.15 million

　　On November 8, 2020, the Changzhou Anti-Fraud Center received a police report from the citizen Chen that: at the end of October 2020, it searched and added a same-city QQ dating group, and some group friends added their QQ to say they would like to make friends.

After the two chatted for a while, the other party claimed to be the back-end maintenance engineer of the "Zhongwei Betting" platform, and found that the platform had loopholes, and they could manipulate the platform to "make a profit without losing money."

　　Under the guidance of the other party, Chen scanned the QR code and entered the platform to bet on investment gambling. He withdrew 250 yuan in early November of the same year. After that, the money in the platform account could not be withdrawn.

Chen contacted the platform's customer service, and the other party said that each bet must pay the same amount to withdraw it together. Later, they said that they need to pay 20% of the deposit to withdraw cash. Finally, the other party also said that the platform is suspected of being hacked and needs to pay 20% and Hackers have nothing to do with verification money.

Under various reasons, Chen transferred a total of 2.15 million yuan to the bank card provided by the customer service, and finally found that he was cheated.

　　In this case, the scammer sneaked into the same city dating group, tried to add each group friend, and selected victims who were low vigilant and believed in their "platform engineer" status to further deceive.

When the victim is preparing to withdraw cash, use "one-to-one betting cash withdrawal", "margin", "hacker verification money" and other reasons to stabilize the victim in order to defraud more money.

　　Anti-fraud reminder: Netizens talked about words related to making money, such as "investment and financial management", "betting and gambling", "platform loopholes", and "stable profit without loss", all complaints will be deleted; do not click to link and scan the code to download the investment betting platform , Even if the first cash withdrawal can be profitable, it is just a bait. The purpose is to make the victim increase investment; don't transfer money to an unfamiliar account. After the transfer, the balance on the platform account is manipulated and modified by the scammer, and it is impossible to withdraw cash at all.