Sino-Singapore Jingwei Client, February 4th (Wan Keyi) The advance collection of rents by housing leasing companies shall not exceed 3 months, increase the amount of common reserve for renting houses, and plan to allow remodeled houses for leasing... In 2021, multi-city housing leasing Add more weight to the policy.
7 cities plus housing rental policy
Solving the prominent housing problems in big cities is one of the key tasks deployed by the Central Economic Work Conference.
The Minister of Housing and Urban-rural Development Wang Menghui recently stated that housing prices in big cities are high, and the leasing market also has problems such as irrational supply structure, irregular market order, and unstable leasing relations. New citizens, young people, especially those engaged in basic public services, etc. Housing difficulties are more prominent.
To solve the prominent housing problems in big cities, we must pay attention to solving the housing problems of these groups.
New Jingwei Wan Keyi in the data map
A reporter from China-Singapore Jingwei noted that since the beginning of 2021, at least seven cities including Beijing, Shanghai, Zhengzhou, Shenzhen, Qingdao, Ningbo, and Zhongshan have issued relevant policies on housing leasing.
Among them, Zhengzhou clarified that relevant departments will no longer require the parties to submit paper housing lease contracts for those who can obtain housing lease online registration data through information sharing, so as to effectively reduce the burden on the parties; allow tenants to increase the amount of housing provident fund withdrawal on the existing basis 30%.
Qingdao proposed to adjust the first-tier rent standard for public rental housing.
The first-tier rent standard of the original public rental housing is adjusted from "Families with a per capita monthly income of less than 810 yuan (inclusive), the rent standard is 0.75 yuan/month•building square meters" to "Urban subsistence allowances, decentralized support for the poor and per capita For families with a monthly income of less than 810 yuan (inclusive), the rent standard is 0.75 yuan/month•building square meters".
In the draft of the consultation draft, Shenzhen proposed to gradually promote rental housing to enjoy the same treatment as purchasing housing in the point-based household policy.
While increasing the supply of pre-university education and compulsory education degrees, we will optimize the admission policy for rental housing points.
It is worth noting that not only tenants, landlords also have the opportunity to benefit from the next policy.
Shenzhen mentioned in the consultation draft that if a housing leasing company rents a house to an individual, if it is a small-scale taxpayer, the value-added tax will be calculated at a rate of 5% minus 1.5%; if it is a general taxpayer, it can be applied The simple method of calculating value-added tax is to calculate the tax payable at a 5% collection rate minus 1.5%.
For enterprises, public institutions, social organizations and other organizations that lease houses to housing leasing companies or lease approved "commercial lease" housing, the real estate tax is levied at a 4% tax rate.
For individuals who apply for housing lease contract filing or information declaration on the Shenzhen housing lease supervision service platform, the syndrome yield is 0% before the end of 2023.
In addition, the consultation draft issued by Zhongshan mentioned that for individuals renting out houses, the value-added tax will be calculated and paid at a 5% rate minus 1.5%; for individuals whose monthly income from renting out houses does not exceed 100,000 yuan, since January 2019 From 1st to December 31st, 2021, you can enjoy the VAT exemption policy according to regulations; personal income tax will be levied on personal income from renting out houses by half.
According to Yan Yuejin, research director of the Think Tank Center of E-House Research Institute, Shenzhen has made it very encouraging that the landlord’s tax burden on rented houses is zero.
It is very pragmatic in the special period of the current epidemic, which helps to activate the enthusiasm of supply and demand in the rental market.
Increase housing supply
To cultivate the housing rental market, increasing the supply of housing is an important aspect.
In this regard, Shanghai has made it clear that through multiple methods such as new construction, construction, and reconstruction, multiple channels and multiple entities will accelerate the formation of an effective supply of rental housing.
New latitude and longitude in the data map
Ningbo proposed to allow non-real estate companies to use the land acquired in accordance with the law to lease housing construction after approval; allow companies to convert idle commercial, office, and industrial buildings into leased housing or employee dormitories.
Zhongshan also intends to allow non-public transfer of land and commercial houses under construction, completion, and inventory on land that are not publicly transferred through the municipal land use right public trading agency (except for commercial housing apportionment certificates), etc., to be converted into rental housing in accordance with regulations , The land use life and plot ratio remain unchanged, and the land use is adjusted to residential land. After the adjustment, the price of water, electricity and gas shall be implemented in accordance with the residents' standards.
Shenzhen mentioned that it is exploring the PPP model in which the government provides residential land and housing rental companies are responsible for the construction and operation of rental housing to raise rental housing.
"The PPP model may become a very good way for the government and real estate companies to cooperate, which will help reduce the government's burden and activate the investment enthusiasm of real estate companies." Yan Yuejin said.
Strict management of long-term rental apartments
In this round of new housing leasing policies, Beijing and Shenzhen's supervision of long-term rental apartments has attracted widespread attention.
Specifically, on February 2, the five departments of Beijing issued the "Notice on Regulating the Operational Activities of Housing Leasing Enterprises in this Municipality". The article mentioned three main points: First, the amount of rent received by housing leasing companies from tenants in advance is not allowed in principle. If the rent exceeds 3 months, the cycle of collecting and paying rent should match.
The second is that the deposit collected by the housing leasing company from the lessee should be managed through a special account established by the Beijing Real Estate Intermediary Industry Association, and the amount of the deposit collected shall not exceed one month's rent.
The third is that banking financial institutions, small loan companies and other institutions are not allowed to allocate the "rental loan" funds applied by the lessee to housing leasing companies.
New latitude and longitude in the data map, photo by Xiong Siyi
The previous day (February 1), the Shenzhen Municipal Bureau of Housing and Urban-Rural Development issued two drafts for soliciting opinions, which clarified the supervision of housing rental funds.
The article mentioned that if a housing leasing company engaged in housing leasing operations through entrusted operations or subletting, collects the lessee’s deposit and periodic rent for more than 4 months of rent, the supervisory bank will supervise the excess funds, or the housing leasing company Provide corresponding value of bank guarantee guarantee.
A housing leasing enterprise operating in Shenzhen shall set up a unique special account for housing leasing funds at a commercial bank branch in that city in accordance with regulations to collect rent and deposits.
In response to the issue of "rental loans", Shenzhen also intends to stipulate that financial institutions should sign separate loan agreements with the lessee, the loan period shall not exceed the term of the lease contract, and the full amount of the loan shall be allocated to the lessee's personal account.
It is forbidden for housing leasing companies to require tenants to use housing rental loans through concealment, deception, coercion, and rent concessions, and it is forbidden to include rental loan-related content in the lease contract.
Zhang Dawei, chief analyst of Centaline Real Estate, pointed out that Beijing’s new regulatory policies require that leasing companies’ "funding pools" be restricted, "long-term receipts and short-term payments" are strictly prohibited, and rents for more than three months are not allowed. This means that such leasing companies have basically lost misappropriation. Possibility of funding pool.
Wang Xiaoqian, an analyst at the Zhuge Housing Data Research Center, told the media that rent loans can only be allocated to individual tenants, avoiding the previous pit of tenants using "rent loans" to pay rent. For tenants, the safety factor of using rent loans is improved.
Secondly, for long-term rental apartment companies, it brings a test of cash flow, but it also leads companies to change business models, abandon high-in-low-out, and return to corporate operations.
(Zhongxin Jingwei APP)
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