“The preferential program should be phased out so as not to lead to excessive risks.
It is important to monitor the dynamics of housing prices - they have grown quite rapidly in recent years, partly against the background of mortgage growth, partly due to insufficient supply of housing, "RIA Novosti quoted her as saying.
She noted that “preferential mortgages are losing their socially oriented character, because, especially in large cities, there is a great investment demand for housing”.
Danilova said that as a result, the largest share of issuances for it falls on regions with increased price pressure - Moscow, Moscow Region, St. Petersburg, Leningrad Region and Krasnodar Territory.
According to her, "the program can be extended targeting those regions where there is a more difficult situation in the housing market and where such a program will be needed."
Earlier it was reported that from February 1, young scientists and unique specialists of the Moscow region will be able to apply for benefits for buying a home under the Social Mortgage program.