Illustration of healthcare costs.

-

iStock / City Presse

Will the insured pay the costs of the “Covid tax” applied to complementary health insurance or the extension of 100% health to hearing aids?

This is what the UFC-Que Choisir fears.

In a press release published this Thursday morning, the association for the defense of consumers denounces a new sharp increase

complementary health contributions at the start of 2021.

The UFC-Que Choisir has scanned the expiry notices for 2020 and 2021 for more than 623 individual contracts, from 123 different complementary organizations.

Result of his analysis *: "median inflation

health insurance by 4.3% in 2021, ie three times more than the increase in the purchasing power of the French hoped for this year, [1.5% according to the 2021 Finance Law] ”, and an estimated median annual cost at 79 euros, "which even exceeds 200 euros for nearly one in five insured".

Strong disparities

The association also points to great disparities: with median inflation ranging from 0% to… 8.5% among the 17 organizations for which it was able to study the most contracts.

How to explain these differences when all organizations are faced with the same constraints, namely the "final deployment of 100% health since January 1, (the) establishment of a" Covid tax "of one billion euros in 2021, to offset the 2.2 billion euros saved on their reimbursements due to the Covid-19 epidemic?

Asks the association?

For the UFC-Que Choisir, “everything suggests that certain organizations have deliberately chosen to pass on the" Covid tax "to the insured, even though its amount is lower than the savings made!

"

Faced with this situation, she asks the government "to act at last to improve the comparability of offers, which is still lacking", and which slows down the application of the reform of the termination at any time of insurance contracts.

Society

Supplementary health: From December 1, it is possible to terminate your contract at any time

Society

Complementary health: The UFC-Que Choisir denounces the "opacity" of the redistribution to the insured

  • UFC What To Choose

  • Mutual

  • Economy

  • Health

  • Insurance

  • Budget