Report: 2020 uncertainty enhances white-collar savings awareness, over 60% resist consumerism

  Chinanews.com, Beijing, January 14 (Reporter Ma Xiuxiu) Zhaolian Recruitment released the "2020 White Collar Satisfaction Index Survey Report" (hereinafter referred to as the "Report") in Beijing on the 14th.

The report pointed out that the uncertainty brought about by the 2020 epidemic has strengthened white-collar workers’ savings awareness. White-collar deposit balances have increased, and the proportion of "indebted people's alliance" has decreased; over 60% of white-collar workers resist consumerism, and about 60% of white-collar workers manage financial affairs.

  The report pointed out that in 2020, white-collar workers with negative equity contracted by 2.9 percentage points year-on-year to 31.7%.

Among white-collar workers with savings, the amount of deposits has increased significantly, and the proportion of white-collar workers with deposits of more than 50,000 has increased by 9.3 percentage points year-on-year to 26.3%.

After the epidemic stabilizes, whether white-collar workers' desire to consume has increased.

Photo courtesy of Zhaopin Recruitment.

  According to the report, the survey results show that after the epidemic has stabilized, workplace people have a cautious and sober consumption mentality. 62.7% of white-collar workers said they would not fall into the consumerism trap, and another 15.2% of white-collar workers had reduced their consumption desires and began to "retaliate to save money." ".

  The report said that in addition to "throttling", some people in the workplace are also effectively "open source".

According to statistics, 57.2% of white-collar workers increase wealth management in addition to their work income.

Among them, stocks, funds and other medium- and high-risk investment and financial products are the most common, accounting for 29.8%, and 26.1% of white-collar workers hold bonds, insurance, bank deposits and other low-risk financial products.

Financial management behavior of white-collar workers in 2020.

Photo courtesy of Zhaopin Recruitment.

  The report pointed out that although the economic environment in 2020 will be slightly difficult, workers in the workplace have always kept a certain distance from advanced consumption, and 43.8% of white-collar workers said they are not in debt.

Among white-collar workers with borrowing behavior, the traditional and safe method of bank loans is still the most mainstream, accounting for 28.1%, followed by consumer loans such as cash installments, accounting for 20.3%.

On the other hand, Internet financial platforms have also become the choice of 17.4% of professionals in the digital age.

  According to reports, Zhaopin recruiting launched the 2020 China White-collar Satisfaction Index Survey at the end of last year, targeting 38 core cities across the country, presenting white-collar 2020 from multiple perspectives in the white-collar work and life fields, and at the same time through rich insights into hot events The influence of white-collar concept and mentality.

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