The number of payments at the till came to 6.2 billion last year.
That was 12 percent less than the more than seven billion transactions of the previous year, according to figures from the Dutch Payments Association on Wednesday.
The number of online purchases shot up.
Due to the various contact-limiting measures, we were less often at the till in 2020.
We paid less and less with cash.
Where in 2019 30 percent of the transactions were paid with cash at the till, last year this was only 20 percent.
On the other hand, the Dutch did use debit cards - and in particular contactless payments - more often, but especially during the periods when shops and catering establishments were open.
For example, in the first two months of last year, when there was no pandemic, the number of debit card payments was 18 percent higher than in the same period in 2019. In August, 16 percent more payments were made by debit card.
On the other hand, there were the lockdown periods.
In April, for example, the number of payments dropped by 10 percent and in December - when the stricter lockdown rules came into effect - it was even 18 percent lower.
All in all, the total number of debit card payments last year was 3.3 percent higher than the year before.
As it became clear earlier, 2020 was an extremely good year for online stores.
The Dutch Payments Association does not have an overview of all online purchases, but the data from iDEAL does give a reasonably accurate picture, according to the association, because this payment service processes 69 percent of the transactions at web shops.
Last year, iDEAL handled 890 million online payments in the Netherlands.
That is 223 million more than two years ago.
The turnover of those payments was 70 billion euros last year.
That was considerably more than the year before, when the counter stopped at about 53 billion euros.