• Temporary What damages caused by Filomena are covered by insurance?

The passage of the storm

Filomena

has left heavy snowfalls in much of the Iberian Peninsula, with special incidence in areas of important agricultural production.

From Agroseguro, the sector's employer's association, they explain to EL MUNDO that it is still too early to take stock of the damage caused, but they remind that the damage caused by this type of meteorological phenomenon is covered by the Spanish Combined Agricultural Insurance system.

In addition, they confess that the worst has not yet happened, since they fear the damage that the frosts expected for these next few days may cause.

With regard to claims caused by snowfall and wind, they are covered by all agricultural insurance lines and, in the case of frost - an insurable option for farmers - damages suffered by both crops and crops can be covered. the trees.

In addition, the insurance also offers the possibility of

insuring and protecting the facilities

against the damages that strong storms can cause.

Additionally,

damages suffered by livestock as a result of low temperatures (hypothermia) or due to the collapse

of the facilities are also included within the agricultural insurance coverage.

"The Spanish agricultural insurance system is a world reference because it covers practically all crops and all risks," explains

Sergio de Andrés,

Agroseguro's director of Production and Communication, in a telephone conversation.

The organization also recalls that the presence of snow is not necessarily negative for the countryside, as it is an

important source for aquifers and an additional supply of water

for crops.

Therefore, it is estimated that the losses caused by the snowfalls will not be generalized, although serious damage is expected from the strong frosts that have accompanied the storm, and which is expected to continue in the coming days.

The crops that at this time may suffer the greatest damage from low temperatures are winter production vegetables (

artichoke, broccoli, cauliflower, spinach and lettuce

), greenhouse-grown vegetables,

citrus fruits and olive groves,

although it is not yet known with accuracy its scope.

The

areas with the highest prediction of diseases

are Castilla-La Mancha, the Valencian Community, Aragon, Catalonia, Navarra, La Rioja and the southeast of the peninsula (Murcia and Almería region).

As explained from Agroseguro, people who register some type of affectation must go to their company or policyholder, send a claim part of the damage suffered and wait for the expert opinion on the part of the insurer.

On this day they have not yet received a large number of applications, although they point out that both their central office and the eleven territorial delegations spread throughout Spain are prepared to guarantee adequate service to insured farmers and ranchers.

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