Anyang promotes employee medical mutual assistance guarantee project
Expand the scope of insured persons and increase the subsidy ratio
News from our newspaper (Reporter Yu Jiaxi, Correspondent Dong Junya, Zhang Aimin) Recently, the reporter learned from the Anyang City Federation of Trade Unions in Henan Province that the Anyang City General Manager launched the hospitalized medical mutual assistance guarantee project for employees in October 2019.
As of the beginning of December 2020, the project has 650 insured units in the city, with 49,000 insured persons, and has raised a total of 4.43 million yuan in guarantee funds and nearly 1.48 million yuan in subsidies from trade unions at all levels.
Based on the principle of “doing one’s best, according to one’s ability”, the general manager of Anyang City has determined the first year of inpatient medical mutual assistance guarantee subsidy standard as: compliant medical expenses incurred by hospitalization and included in the basic medical insurance coverage, deducted Medical expenses borne by the employee after subsidies from basic medical care and critical illness insurance.
In-service employees of organs, enterprises and institutions participating in mutual assistance security can enjoy the security after each unit and individual jointly pay a mutual assistance fund of 60 yuan per year.
Ren Yi, an employee of Anyang Jinmai Grain Storage Co., Ltd., was hospitalized twice for cerebrovascular disease, and spent more than 97,000 yuan. Excluding medical insurance reimbursement expenses, there is still more than 30,000 yuan.
Fortunately, Ren Yi's company participated in the employee medical mutual aid guarantee project. After the reimbursement process was initiated, Ren Yi received a mutual aid subsidy of RMB 6,827.
Reducing the medical burden caused by the staff's hospitalization expenses through mutual aid and mutual aid is equivalent to the third level of medical insurance for employees in addition to basic medical treatment and critical illness subsidies.
According to statistics, since the first batch of insured units went through the enrollment procedures in November 2019, as of the end of November 2020, a total of 519 people have enjoyed the insurance subsidy.
The person in charge of the Anyang City Federation of Trade Unions stated that the City Federation will further revise and improve the relevant implementation rules, expand the scope of insured persons, increase the proportion of guarantee subsidies, and strive to use new measures to make the employee mutual assistance security project more energy.