China News Service, Beijing, December 25 (Reporter Zhang Wenhui) Chen Yulu, deputy governor of the People's Bank of China, pointed out on the 25th that more and more evidences show that the development of China's credit information market will usher in a golden period of development.

"This period of development is something we must not miss."

  At the press conference of the State Council Information Office held that day, Chen Yulu said that after more than ten years of development, China’s credit information market is forming its own characteristics, and it is serving the real economy, serving small and micro enterprises, and enhancing the sense of integrity of the whole society. Contributions in this regard are increasing.

He pointed out that to adhere to the development direction of marketization, rule of law and technology, it is necessary to standardize development, but also to innovate and improve; it is necessary to pay attention to the sharing of credit information services, and to strictly protect the security of information, especially the security of personal information. .

  Chen Yulu said that the cultivation and management of the future credit reporting market will be considered from three aspects.

  One is "strict supervision."

In accordance with the requirements of the "Civil Code" and "Credit Investigation Industry Management Regulations" and other laws and regulations, the People's Bank of China will continue to improve the credit investigation business management measures and use all services that provide services for financial and economic activities to determine the credit status of enterprises and individuals All of the information services of the company are included in the supervision of credit investigation, and licensed operation; illegally engaged in credit investigation business activities shall be strictly investigated and dealt with in accordance with the law.

  The second is "strong supply."

While continuously improving the second-generation credit information system of the People’s Bank of China, deepen the supply-side structural reforms, and guide private capital and social forces to develop market-oriented credit information institutions in an orderly manner; at the same time use blockchain technology, big data technology, and marketization The means to promote market-oriented credit reporting agencies to achieve interconnection and information sharing, creating conditions for the establishment of a comprehensive evaluation system of corporate credit status.

  The third is "safety."

Ensure the security of the network environment and technical architecture of various credit information systems; at the same time, effectively strengthen the protection of credit information, especially personal credit information.

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