Recently, a new type of voice phishing that impersonates an employee of the Financial Supervisory Service to intercept money is prevalent, requiring the attention of financial consumers.
On the 24th, the Financial Supervisory Service issued a warning to consumers, saying, "If you are impersonating the Financial Supervisory Service and requesting funds, it is 100% voice phishing."
In the past, the FSS explained that while voice phishing practices mainly pretended to pretend to be employees of financial companies to steal loans or commissions, the FSS explained that recently, institutional impersonation fraud is a trend.
Last month, the number of consultations received at the Financial Supervisory Service's Illegal Private Financial Reporting Center was 299, up 48% from the previous month.
The fraudsters use a method of approaching victims sequentially by dividing their roles into three stages.
First, fraudster A pretends to be an employee of a financial company and contacts the victim for the first time through text messages or phone calls stating that he can transfer his existing loan to a low interest rate loan supported by the government.
The scammer asks the victim for personal information, such as an ID card and a copy of a bankbook, in the name of inquiring about the loan limit, and installs a'phone interception malicious app' without the victim's knowledge by sending an internet address (URL) by text saying that he is a person eligible for loan. I did.
Subsequently, fraudster B took on the role of intimidating an employee of a financial company that handled existing loans and threatening the victim with the false fact that changing loans to another financial company or obtaining additional loans is a violation of the Financial Transactions Act.
Fraudster C called to solve the problem of violating the Financial Transactions Act, pretending to be a fictitious person such as'Secretary of Sound Management Team Kim Dong-cheol' and'CEO Sung-ik Cho, Manager of Consumer Damage Prevention Team'.
C was found to have intercepted the money by tricking it into depositing funds equal to the amount of the existing loan in order to delete the computer record related to the violation of the Financial Transactions Act.
In the process, the victim was suspicious of fraud and made a confirmation call to the Financial Supervisory Service or the call center of a financial company, but the victim was reassured by intercepting the phone with an app that had already been installed.
The Financial Supervisory Service emphasized, "If you ask for funds because you are an employee of the Financial Supervisory Service or a financial company for reasons such as violation of the Financial Transactions Act or loss of time-period profit, it is 100% fraud and you must reject it."
In the event of such voice phishing damage, you can request for suspension of payment and request for damage relief by calling the call center of the financial company or the Financial Supervisory Service Call Center (☎ 1332).