This is a new initiative to prevent the increase of housing in areas where disaster risk is particularly high.
The government has decided to change the long-term fixed mortgage loan "Flat 35S", which has a low interest rate for a certain period of time, to a system that cannot be used when purchasing a new house in the "Sediment Disaster Special Warning Area".
In the "Sediment-related disaster special caution area", if a sediment-related disaster occurs, there is a risk of serious danger to the lives of residents, so the structure of newly built buildings is regulated, but about 200,000 nationwide. There are households.
The government, such order to ensure that housing does not increase in the region, has solidified a policy to change the mechanism of the part of the mortgage Housing Finance Agency is carried out in cooperation with the private sector financial institutions to prospect the fall next year.
Specifically, the long-term fixed-type mortgage "Flat 35S", whose borrowing interest rate will be low for a certain period of time, will not be available when purchasing a new house in the "Sediment Disaster Special Warning Area".
By doing so, the government wants to reduce the number of people living in dangerous areas in the future and reduce the cost of disaster mitigation and disaster prevention measures.