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Reporter Kwon Ae-ri is here.
Reporter Kwon, I feel that the third stage of social distancing is approaching, and the ruling party is saying that the rent burden of small business owners should be lowered.
In the past year, there have been several options for this rent?
<Reporter>
Yes.
The representative rental plan that has been implemented since the coronavirus is the so-called'good renter tax credit'.
If the landlord lowers the rent of the self-employed, who is rented by the landlord, the landlord's income tax or corporate tax is reduced by half of that amount.
This was already introduced early this year, and the period has been extended once again to continue to be implemented until next June.
The landlord decides whether to voluntarily participate, the condition is that the tenant and tenant must be legally small business owners.
The service industry is a small business with fewer than 5 employees and the manufacturing and construction industry with less than 10 employees.
So even if you lower the rent for a larger restaurant or store, there is no tax benefit for the landlord.
Also, in September, the Commercial Lease Protection Act also made a temporary special case in response to the coronavirus.
Originally, our law did not allow the landlord to send out the tenant right away even if the tenant pushed the rent a little, but this was extended to a maximum of nine months.
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The ruling party now says that it is a method to stop renting. What is the difference from the existing countermeasures?
<Reporter>
First of all, there is a big difference in coercion.
The bill, which has already been dubbed the so-called'rent stop law', requires that landlords be forced to pay no rent or lower rent at all for businesses where business is prohibited or restricted because of distance.
If the landlord refuses to give you the rent, you are not punished, but if you go to lawsuits or dispute settlement, the landlord loses.
In addition, the content of expanding the size of tenants who can receive rent reductions to small businesses as well as small and medium-sized enterprises.
In this case, the scope of the mandatory lease reduction will widen.
Instead, it is said that the landlord delays repayment if it is admitted that the principal, interest, and principal and interest of the loan made as collateral for this building are not properly repaid due to no rent.
Instead of lowering the rent, the landlord's debt does not decrease, it is delayed.
In addition, compared to the temporary special case under the Commercial Lease Protection Act in September, this special case allows tenants to remain seated even if the rent is pushed back up to nine months, but it is premised that the tenant must pay interest back to the building owner later.
The deposit is also large for commercial tenants in Korea.
The landlord may deduct money from the deposit that the tenant could not pay.
But the bill promulgated on Monday means that tenants who are banned from doing business do not have to pay rent.
There
have also been quite a bit of opposition to
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, but the bill will be pushed forward as it is now.
Isn't this the situation?
<Reporter>
Yes.
First of all, it is in the process of judging by the National Assembly.
The president also talked about the purpose of sharing the rent burden of self-employed people on the same day as the initiative, but the Blue House also explained that the president came up with a large framework proposal and that it has nothing to do with this bill.
Still, reviewing this bill can be a starting point for thinking about how to set up a policy principle that relieves the rent burden of self-employed people in the prolonged corona.
How are we doing abroad? First of all, the United States has a rent deferral measure similar to our Commercial Lease Protection Act.
It is not a reduction at all as we have done so far.
And from the beginning of the implementation of this measure, if the landlord said that the rent was pushed and the landlord could not pay the loan, measures were taken to prevent the assets from being seized.
Canada allows landlords to reduce rents for tenants starting at a minimum of 75%.
But half of them are borne by the government.
In some Australian municipalities, if there is a landlord who receives a reduction in taxes, utility bills, and insurance premiums, that person will also reduce the tenant's rent by the same amount.
What they have in common is that the country takes on the burden at the center to different extents, which in turn relieves the rent burden.
It is not the center of the burden on the landlord or bank.
It is a structure in which the country takes a lot of the pain that occurs in the process, as a setback occurs in private contracts due to a corona similar to a natural disaster.
The Democratic Party's lawmaker Dong-ju Lee, who first initiated the'Rent Stop Act', announced that starting today (16), it will prepare a bill that will allow less than half of the rent to be returned to small business tenants as well as small business tenants as tax benefits. I did, but it is noteworthy how the discussion about sharing the rent burden will develop as a whole.