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Reporter Kwon Ae-ri's friendly economic time.

Reporter Kwon, Korean people’s lifelong fund flow, “national transfer revised statistics” came out. In simple terms, this is the fact that the people's lifelong household account book was compiled once, right?



<Reporter>



Yes, it can be said that it is a'national household account book' that follows the passage of time.



National Transfer Statistics is a survey that examines the role of each age group through the flow of money that appears throughout the life of Koreans.



In Korea, this statistic was first introduced at the beginning of last year and the third result was calculated based on Koreans in 2017 yesterday (7th).



From this point of view, when Koreans live the best'surplus life', they are 45 and 45 years old.



At the age of 45, the average labor income per person, or the money earned by working, peaks.



It is the most at this time with an annual average of 33.54 million won.



On the other hand, 45-year-olds spend only 18.7 million won per year, which is the biggest surplus in their lives.



To put this story upside down, Koreans are the most active and healthy working at 45 years old, so it can be said that they are the heaviest on both shoulders of their family and country.



Since I have a lot of money earned from labor income, I have to pay a lot of taxes, support my family, and save and invest a lot for my future and my children.



All the surpluses accumulated in life are used for that purpose.



Yet until the age of 45, public health consumption is no different from those in their teens to 30s.



He is still young and healthy, so there aren't a lot of health care expenses that he spends for himself.



However, as you begin to pass the age of 45, public health consumption also begins to increase.



In the meantime, if you have paid your health insurance premiums mainly for your family and others, you will be more and more likely to spend that money from this point on.



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First of all, the period of the maximum surplus is the same. I looked at the graph for a while, but the period of the surplus is from 28 to 58, right?



<Reporter>



Yes, it can be said that this is the time when I work a lot and work in other age groups.



It's just 30 years, and from 59, it goes back to life of deficit.



Koreans' life deficit peaked at the age of 16.



At the age of 16, there is still no money to make, but at all ages, one person spends the most money per person.

It is 3215 million won per year.



16 can be said to be a time when the whole country and his family are investing in him.



It is the time when public education expenses are also intensively spent from about 5 to 16, 17 years old.



And, of course, parenting expenses paid by parents are the most expensive during this period.



At the age of 16, spending on private education, including private education, costs 9.34 million won per person.

It is almost 10 million won per year.



From the age of 17 alone, some people start to make money little by little, but at the age of 28 they turn into surplus lives.



In other words, until then, even if you start making money, you are more likely to use the money your parents and the country have accumulated.



From the age of 28, the labor income of Koreans finally exceeds consumption.



Now I don't spend much of my education costs anymore, I'm healthy and I don't spend much of my medical bills. I also pay a lot of taxes so that children and the elderly can use them by working hard.



Personally, this is the time when I start to provide for my family, save money, and invest.



It peaks at the age of 45 and continues until age 58.



From then on, it goes into deficit again.

From age 59, you start to spend more money than you earn again.



They receive pensions accumulated over the years and pay a lot of medical expenses.



In 2017, 125 trillion won in taxes paid by working-age people was distributed to children and the elderly.



61 trillion won for the children under the age of 14 and 64 trillion won for the elderly over the age of 65.



In childhood, actually, per person spends more money than the elderly, but the elderly are more and more crowded.



In the future, more money will be distributed to older people.



<Anchor> In the



big picture, it was found that parenting expenses for parents in childhood, a lot of money for parents, and narat money in old age are generally high?



<Reporter>



Yes, in terms of weight, it is.



There is an item called private transfer, which refers to such things as child support and parental support.



Looking at this transfer to the private sector, 76 trillion won was lost to the young and 14.3 trillion won to the elderly from the whole working age group.



In terms of one child and one child, they also spend a lot of tax, but still, in terms of proportion, the proportion of spending parents' money is much higher than spending the national tax.



On the other hand, it can be said that older people are much more likely to lean on taxes or pensions they have paid.



On the other hand, it is difficult to see with this statistic, and other indicators are needed to break up assets and give them to the family, such as inheritance or gift from the elderly.