China News Service, Qionghai, November 11 (Reporter Zhang Qianyi) The minimum premium for the first year is only 39 yuan, and 49 kinds of global specific anti-cancer drugs can be guaranteed, and the maximum amount of protection is 1 million yuan.
This type of medical insurance product for the compensation of overseas special drugs at a price that is close to the people and benefits people across the country-"Hainan Free Trade Port Boao Lecheng Global Special Drug Insurance" [hereinafter referred to as "Lecheng Global Special Drug Insurance (National Edition)"]11 Released online on the day.
"Lecheng Global Specialty Drug Insurance (National Edition)" is led by the Hainan Boao Lecheng International Medical Tourism Pioneer Zone (hereinafter referred to as "Lecheng Pioneer District") Administration Bureau, and is supported by the Hainan Provincial Health Commission and the Hainan Regulatory Bureau of the China Banking and Insurance Regulatory Commission. , Under the joint guidance of the Hainan Provincial Drug Administration, United Circle Center Insurance, underwritten by Taiping Life Insurance Co., Ltd., launched a universal medical insurance for overseas special drug costs compensation across the country.
According to reports, people of all nationalities who live in mainland China can participate in the insurance.
The minimum premium for the first year is only 39 yuan, and the annual insurance premium for special drugs for malignant tumors can be guaranteed up to 1 million. 100% of the compensation ratio is given within the specified range, and medication is guaranteed within 1 year after diagnosis. Continuous medication is guaranteed.
The insurance covers 49 global specific anti-cancer drugs that are not listed in China or exceed the scope of domestic indications.
In addition, a policy for adjusting the coefficient of family-based insurance premiums has been added, making it more cost-effective for family insurance.
According to reports, the insured can enjoy services such as free registration service for the first time, genetic testing for the first medication, and application for charity medication, as well as a free shuttle service to Lecheng for medical treatment for the insured by plane to Hainan, as well as a free be Reimbursement service of economy class round-trip air tickets for the insurer who goes to Lecheng for medical treatment (no more than 5000 yuan).
Gu Gang, director of the Lecheng Pioneer District Administration Bureau, said that “Lecheng Global Specialty Drug Insurance (National Edition)” can guarantee the application expenditure of new special drugs in medical services, reduce the medical burden of consumers, and enable global innovative drugs It can benefit ordinary people more widely, improve the accessibility and affordability of new special drugs for cancer patients, and further help improve the construction of a multi-level medical security system.
Lecheng Pioneer Zone gives full play to the special policies granted by the state, combined with the integration and innovation of the Hainan Free Trade Port construction system, and innovates the "medical insurance + commercial insurance" mechanism. In August, it launched a special medicine cost-compensating medical insurance that benefits Hainan residents "Lecheng Global Special Drug Insurance (Islander Version)".
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