To reduce the expected interest rate of "defined benefit type" pension for the first time in 19 years Dai-ichi Life October 29, 5:20
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Dai-ichi Life, a major life insurance company, said that it would be difficult to manage the pension funds entrusted to it by companies due to the spread of the new coronavirus infection and the reduction of interest rates in various countries around the world. We have decided to reduce it for the first time in 19 years.
Depending on the company, it may be necessary to take measures such as reducing the amount of pension received by employees.
Life insurance companies entrust and manage pension funds from companies, but Dai-ichi Life will change the investment interest rate "planned interest rate" promised to client companies from the current 1.25% to 1 in October next year. The policy is to lower the points to 0.25%.
The reduction is the first time in 19 years.
The target is a "defined benefit type" pension that guarantees future benefits among the pensions privately managed by the company, in addition to the public national pension and welfare pension.
There are about 3,000 companies that have contracts with Dai-ichi Life, and some companies will be forced to take measures such as increasing the premiums and reducing the amount of employees' pensions received in the future. It seems that.
The background of the reduction is that the BOJ's negative interest rate policy has been prolonged, and the spread of the new coronavirus infection has made it difficult for central banks in each country to implement monetary easing and reduce interest rates.
In the future, similar movements may spread to other insurance companies, affecting many companies.