[Interview file] '23 at-bats without hits'

I remembered a passage from a movie that was released more than a decade ago.

Firm determination to correct it until the end, more strict, and somehow.

This is

revised by the Ministry of Land, Infrastructure and Transport

.

In January, the Ministry of Land, Infrastructure and Transport reinforced the law to explain who, when, where, and how the house prices were paid, focusing on high-end housing.

In regions with overheated speculation, such as Seoul, fundraising plans as well as documents to prove this have been submitted.

It was also a commitment not to sit down and watch what is happening in the dark areas of the real estate market.

Such tightened regulations become tighter and stronger.

From tomorrow (27th), when trading houses in all regulated areas (regulated areas + overheated speculation areas), you will unconditionally submit a'financing plan' regardless of the house price.

Until now, it was only necessary to submit a funding plan when trading'houses worth 300 million won or more' even in regulated areas.

It is based on the analysis that speculative forces are relatively concentrated in expensive housing.

However, as explained earlier, now

.

(※ In non-regulated areas, you only need to submit a financing plan for housing transactions of KRW 600 million or more, as before.) In

fact, in Seoul, the so-called'key-to-key' phenomenon in which housing prices rise to the limit of loans through successive real estate measures

.

The reality is that it is difficult to find a house under 100 million won.

Therefore, it can be interpreted as the government's willingness to take care of these regions directly, not to give even small gaps.

In fact, the Ministry of Land, Infrastructure and Transport explained the purpose of the system revision, saying, "There was a limit to the effective response to speculative demand for low-priced housing."

the number of

Second, among the regulated areas, the regulation on the'overheated speculation zone' is much stronger than before.

In the meantime,

was only necessary to submit evidence for transactions in excess of KRW 900 million even in the Overheated Speculation District. In the

,

In terms of regulatory strength, it is in the order of dumping area> overheating area> area subject to adjustment.

In Seoul, all autonomous districts have already been designated as dumping or overheating districts, which will be directly affected by the reinforced policy.

Metropolitan cities adjacent to Seoul, such as Seongnam, Yongin, Suwon, and Uiwang, are also included in the Overheated Speculation Zone and are affected as well.

It's possible.

Evidence includes a certificate of deposit balance and stock transaction details that can verify that the funding plan has been entered without falsehood.

If you received money from someone for housing, you should also identify who gave the money, whether it was your parents or siblings, relatives or couples, whether it was a couple or a fan, and whether you accidentally picked it up while walking on the streets extreme.

This is not the end.

You should also record the'how' to give and receive funds.

You must also indicate whether you have transferred to your account, inherited a deposit or loan, or handed it over in cash.

If you paid for it in cash, you should also explain why you carried that heavy bundle of money and delivered it with advanced IT technology.

If you have an asset similar to cash, you should also explain whether it is gold or bitcoin.

It means that we will find all possible'trick'.

the two regulations are also strong,

As such, it is the government's judgment that expedient gifting and speculation through corporations adversely affected the rise in house prices.

Therefore, in order for a

Until now, the reporting items were the same regardless of individual and legal entity, but this measure made the reporting process of the corporation even more difficult.

.

'This is the purpose of not giving me a chance to even think about something else.

Im Gyeong-in, a tax accountant at Hana Bank, said, “In the past, from the perspective of revitalizing the economy, it gave benefits to corporations, but now it means that we will increase the enormous barriers to entry. I feel a strong willingness to treat them more disadvantageously than individuals.”

● "In fact, the only effective measure"

During the interview process, I met a high-ranking official in charge of real estate policy and a professor of real estate department at the same time and heard relatively honest stories.

Although the two people had different opinions on each issue, there was one issue they agreed on in common.

That

In particular, he explained that the burden of business or self-employed people is high.

It is said that it is very burdensome if the tax authorities trace it, and there is no choice but to mobilize funds from various places while running a business.

In particular, you will feel the three burdens more directly.

For example, donations between couples are not taxed up to 600 million won, but the tax-free range for direct existence is drastically reduced to 50 million won.

In addition, 10% of KRW 100 million or less, 20% of KRW 100 million to KRW 500 million, 30% of KRW 500 million to KRW 1 billion, 40% of KRW 1 billion to 3 billion KRW, and a whopping half of KRW 3 billion as tax. It's possible.

If the person receiving the money is a minor, the tax exemption range is further narrowed to 20 million won.

You have to pay a large portion of the money you give to buy a house in tax.

Real estate transactions through corporations are often targeted at high-end homes, so the demand for such high-end homes will decrease, and home prices are expected to fall.

In fact, the Gangnam area of ​​Seoul, which Vice Prime Minister Hong Nam-ki said has turned to a downtrend, rebounded in just a week.

That's why, "I didn't see a week ahead, so I became a'premortal refugee' by the policies I made", "23 at bats, no hits", "it's best to do nothing", "I told you to pay for the house and only catch the good people." Mocking and criticism continues.

.

Of course, you will want to protest that the government is making its own efforts.

However, most of the government's explanations are concentrated in the early days of policy adoption.

I am only explaining diligently when I say, "If you introduce such a policy in this way, this effect will appear."

The people who believed in and relied on the government could not hide their disappointment when the explanation of the jeonse market, which is experiencing extreme chaos, was "due to Corona 19 and low interest rates."

Earlier, a ruling party politician who is directly involved in the government's real estate policy predicted (?) that "you will experience a fall in house prices in early September of August."

How does he view the real estate market two months later?

Bill Emmett, a British journalist who served as editor-in-chief of the economic journal Economist

, pointed out,

."

As power comes from the people, it is necessary to be able to reasonably explain to the people who are the owners of the state whether the main policies are really correct for the present and future of the state.

In that sense, there is no such thing as dangerous and frightening as the power that neglects'the responsibility for explanation'.

Today, many citizens and experts are giving out various opinions on real estate policy through the media, further through blogs, social media, public petitions, and demonstrations directly on the street.