Chinanews, October 19th. On October 17, Tongdun Technology held the "2020 Urban Finance Brain Symposium" in Hangzhou. The theme of the conference was "Digital Evolution, Intelligent Co-creation" and talked about the development of dual circular economy under the new pattern The landing application of new digital financial infrastructure in the regional economy.
At the meeting, Tongdun Technology released the "Urban Financial Brain" system, which aims to strengthen the ability of financial services to the real economy through the empowerment of new technologies such as artificial intelligence, promote the coordinated development of regional economies, and improve the efficiency of economic internal circulation.
Tongdun Technology Co-founder and COO Ma Junqi, Tongdun Technology Vice President, General Manager of Government Enterprise Cloud Business Department Zhang Xing, and from Shanghai, Tangshan City, Hebei Province, Wuhai City, Inner Mongolia Autonomous Region, Dazhou City, Sichuan Province and other places Representatives of government and financial institutions attended the meeting.
Tongdun proposed the "Urban Financial Brain" system, which is led by the government to be built and driven by data intelligence to solve problems in financial services and regional economic management.
Zhang Xing, vice president of Tongdun Technology and general manager of the government-enterprise cloud division, said that the urban financial brain uses artificial intelligence, big data, cloud computing, federated learning and other technologies to integrate and revitalize corporate data, open data, and introduce open government data. Through scientific modeling and analysis, intelligent decision-making can be made to meet the needs of government management, financial services, corporate investment and financing, etc., to achieve effective connection and dynamic matching between the supply side and the demand side, and to improve the resource allocation in the internal circulation system effectiveness.
"First of all, the urban financial brain can fully integrate the data of market micro entities such as enterprises and business owners; for these valuable data, we use scientific modeling and artificial intelligence, big data and other technical means to sort out the corporate credit evaluation system, and serve Investment and financing of financial institutions and small and medium-sized enterprises. At the same time, these enterprises are dynamically monitored, and the platform provides scientific basis for government decision-making after data processing, precise governance, and a continuous optimization process that complements each other, so that regional economy, enterprise development and government management efficiency can be realized "Spiral up", Zhang Xing said in his speech.
It is understood that the city financial brain launched by Tongdun is a progressive and logically rigorous system. It is based on data collection, sorting, and value enhancement, and is based on content security, business security and risk control systems to establish a large scale Data platform and data governance platform.
On top of this, relying on technical tools such as artificial intelligence and big data to model and build mining analysis centers, algorithm centers and artificial intelligence centers, and then form a powerful intelligent decision-making system that can be used in various financial service scenarios, including:
Inclusive finance: Integrate enterprise-related data from multiple government departments, and conduct anti-fraud detection, user profile construction, risk assessment, credit scoring, etc. for small, medium and micro enterprises from the two dimensions of enterprises and corporate stakeholders, and comprehensively build credit evaluation for small, medium and micro enterprises The system solves the dilemma of expensive and difficult financing for small, medium and micro enterprises.
Enterprise portrait and evaluation: comprehensively, comprehensively and fairly carry out the portrait and evaluation of enterprises, so as to implement policies in a targeted manner, support and help key enterprises, and explore potential enterprises.
Enterprise risk monitoring and early warning: discover enterprise risks in time to realize effective monitoring and grading early warning of enterprise risks.
Enterprise services and supervision: Make government and enterprise information more transparent and symmetrical.
Economic and industrial analysis: from macro to micro analysis of the development status and trends of the economy, industry, and enterprises, from overall to subdivision, to clarify the focus of economic work and the direction of industrial layout.
Industrial development support and transformation and upgrading: In the process of policy formulation, closed-loop management is formed, platform monitoring information assists in accelerating the decision-making adjustment process, and realizes the value of information support for industrial development support, industrial technology improvement, and industrial transformation and upgrading.
Investment attraction: Effectively integrate big data capabilities, comprehensively analyze the relationship between the upstream and downstream of the enterprise and the supply chain, and accurately connect the target enterprise's investment attraction according to the needs of the regional economy and enterprises.
"From inclusive finance, regional economic and industrial analysis, to precise investment promotion, the city's financial brain has integrated enterprises, governments, banks and financial institutions, as well as financial technology companies such as Tongdun, through scenarios, forming a strong coupling positive Circulation," Zhang Xing said.
In addition, in the city's financial brain, Tongdun introduced a domestically original, independent and controllable, and internationally leading knowledge federation system.
This system cross-integrates cutting-edge technology fields such as artificial intelligence, big data, and cryptography, effectively solving data fragmentation and data security issues in data circulation, while realizing knowledge discovery and induction.
In his speech, Tongdun Technology Co-founder and COO Ma Junqu pointed out that in the long run, a city’s financial brain is not only a question of data collection, and local finance is not only a question of loans, but a precipitation of knowledge.
In the past, human progress relied on continuously solving the information asymmetry between each other; in the long run, it must be the application of knowledge.
What Tongdun does is to deposit data into knowledge and let knowledge play its value.