Loan balance September is the highest at over 573 trillion yen Corona increases for small and medium-sized enterprises, etc. October 12, 11:01
The balance of loans to companies and individuals by banks and credit unions reached a record high of over 573 trillion yen last month.
Loans to small and medium-sized enterprises and sole proprietors, whose cash flow is difficult due to the influence of the new coronavirus, are increasing.
According to the "Trends in Lending and Deposits" released by the Bank of Japan on the 12th, the balance of loans provided to companies and individuals by private banks and credit unions nationwide averaged 573,737.8 billion yen over the past month, for comparison. It is the most possible since 2000.
However, the rate of increase compared to the same month of the previous year was 6.4%, which is smaller than in August, and it is said that the loan balance has decreased since July at city banks, which have many large companies as lenders. That is.
On the other hand, the balance of loans continues to increase at regional banks and credit unions, which have many loans to small and medium-sized enterprises and sole proprietors whose cash flow is difficult due to the effects of the new coronavirus.
The Bank of Japan said, "Although the demand for funds from large corporations has subsided and some have started to repay, lending to small and medium-sized enterprises and individuals is on the rise, and the loan balance of regional banks and shinkin banks will continue to be high. I see it. "