[Pick Q&A] Is it'first in life' or'newlyweds'... How do I dream of getting my home?

'If you don't meet, Chuseok' is coming.

There may be people who are planning the future plan calmly during the long holidays.

My house plan could be one of them.

From the perspective of young newlyweds, there are largely'first in life' special supply apartments and'newlyweds' special supply options.

In [Pick Q&A], we will look at which method will be more advantageous in the sale of public apartments, such as Seoul and the 3rd new city in the metropolitan area, which will be supplied through a pre-subscription method in next July.

A. A total of 60,000 houses are eligible for advance subscription for public housing sites by the government.

In downtown Seoul, 3,000 of the 10,000 Yongsan maintenance warehouse sites are subject to pre-subscription next year.

The Seoul Taereung Golf Course and the site of the Gwacheon Government Complex, which attracted attention, will be able to know the development plan in the second half of next year.

The volume of the third new city in the metropolitan area is about 22,000 units.

They are Namyangju Wangsuk 8,900, Goyang Changneung 4,100, Hanam Gyosan 3,600, Bucheon Captain 3,000, Incheon Gyeyang 2,600.

The first pre-subscription volume, which will begin around July-August next year, is expected to be 4,300 units in six locations, including Gyeyang in Incheon, Jinjeop in Namyangju, Bokjeong in Seongnam, and Cheonggye in Uiwang.

A. The government stated that out of 55% of the total supply of pre-subscription, 30% was allocated to special supplies for newlyweds and 25% was allocated to special supplies for the first time in life.

In public pre-sale, there was a special supply for newlyweds for the first time in their lives, but it was difficult to cross the threshold due to difficult qualification conditions.

Therefore, the government decided to increase the ratio of special supplies to 20 → 25% for the first time in life, and to ease the income standard for newlyweds.

A. For the first time in life and to subscribe to special supplies for newlyweds, you must have assets of less than KRW 215.5 million for real estate and KRW 27.64 million for automobiles in common.

Here, for the first time in your life, you must have been married or have children with subscription savings of 6 million won or more, and have paid income tax for at least 5 years as a worker or self-employed.

To subscribe to the special supply for newlyweds, a married couple or a prospective couple must have subscribed to subscription savings for at least 6 months within 7 years of marriage.

In addition, the newly relaxed income standard for newlyweds is 130% of the average monthly income of urban workers for single-earning and 140% or less for double-earning.

Last year, 130% of the average monthly income of urban workers amounted to 8 million won per month.

A. For the first time in life, the winner is selected by lottery, and the special supply for newlyweds is applied with an additional point system.

When making a subscription, only one of the first or newlyweds can subscribe.

If you have a high score, it would be advantageous to apply for special supplies for newlyweds.

Additional points are 80% of the monthly average income of urban workers (100% double income) (1 point), the number of children (0-3 points), the period of residence in the area (0-3 points), and the number of residents' savings payments (1-3 points) ), marriage period (1~3 points), etc.

Among those who wish to subscribe to newlyweds, single-parent families with minor children or children under 7 years of age are the number one, the shorter the marriage period, the more children, and the newlyweds who have lived in the region for a long time will receive additional points. can.

This is'News Pick'.