Unless you hit the jackpot unexpectedly, the best way to build a stocking is to save your whole life. Starting early and being regular in your payments are the key words to respect in order to raise money as quickly as possible to allow you to carry out the projects that are important to you.
But it is still necessary to have the reflex and the means.
A thin woolen stocking
The French are real ants. And the young generation is not left out. According to a recent OpinionWay survey, carried out on behalf of the financial mobile application Moka (formerly Mylo) dedicated to young people, the majority of 18-35 year olds define themselves as thrifty, knowing that three quarters indeed have a savings book. saving. Nevertheless, they have a hard time feeding it. Some 39% of respondents struggle to finish the month without being in the open. They are also 48% to have difficulty putting money aside each month, while 64% say they are anxious not to be able to finance their life goals.
In such a context, 65% of young people believe that the investment offers offered by banks are not suited to their situation. However, the economic crisis caused by Covid-19 has more than ever reinforced the feeling that it is necessary to have a solid woolen stocking to withstand hard knocks.
Painless savings
In order to meet the expectations of a young generation in search of simplicity of management, profitability and a low level of risk, more and more alternatives to traditional passbooks are developing. Topping the list, mobile financial coaching apps are on the rise. From the most comprehensive to the most basic, these services are intended to help you save painlessly.
While Bankin ', for example, relies on an educational dashboard to stay on course, the Bruno app anticipates your account movements to suggest that you set aside small amounts regularly. After having convinced more than half a million young people in Canada, Moka in turn launches out on the French market by offering to automatically round the amount of all your purchases made by bank card to save the difference.
Economy
How to be sure not to miss your first real estate purchase?
Economy
Bank: The right to account, a safety net to be used
- Smartphone
- Saving
- Youth
- Bank
- Application