Xinhua News Agency, Beijing, August 15 (Reporter Li Yanxia) According to a report released by the China Banking Association a few days ago, as of the end of 2019, the number of listed banks in China has reached 51, and the total assets of listed banks have reached 196.47 trillion yuan, accounting for total commercial banks. The ratio of assets is 82.04%.
Pan Guangwei, the full-time vice president of the China Banking Association, said that listed banks are the benchmark and vanguard of my country's banking industry. Analyzing and judging the development of listed banks is an important means to understand the overall development of China's banking industry.
According to the China Listed Bank Analysis Report 2020, at the end of 2019, 51 listed banks issued loans totaling 107.4 trillion yuan, an increase of 12.02% from the beginning of the year; credit assets accounted for 48.51% of total assets, an increase of 3.11 percentage points from the beginning of the year.
In terms of deposits, the report shows that the overall scale of listed bank deposits has maintained steady growth and the debt structure has further improved. At the end of 2019, deposits from 51 listed banks totaled 134.39 trillion yuan, an increase of 8.81% from the beginning of the year. From the perspective of debt structure, deposits accounted for 70.02% of total debt, an increase of 2.05 percentage points from the beginning of the year.
Pan Guangwei said that although listed banks' operating performance in 2019 was remarkable, they should be clearly aware that, facing the severe test brought by the new crown pneumonia epidemic and the complex and changeable domestic and foreign environment, listed banks need to "steadily grow , Adjust structure, assist entities, and control risks.
The report believes that in 2020, listed banks will continue to adjust and optimize their business structure and place greater emphasis on comprehensive risk management. At the same time, we will further accelerate the development of wealth management subsidiaries and continue to improve the comprehensive financial service capabilities.