In his address, the deputy recalled that from January 1, 2021, income tax on individuals at a rate of 13% will be charged on interest income received from bank deposits over 1 million rubles.
At the same time, at present, some citizens use bank deposits and income from interest on them as an accumulative resource intended for future home purchases, Fedorov believes.
“Against the background of the fact that providing citizens with housing is one of the priority tasks of the state, I ask you to consider the possibility of making amendments ... in terms of introducing special savings deposits on real estate, freeing investors who do not own real estate and plan to purchase it from income tax on bank deposits for up to five years, ”the text of the appeal says.
The deputy also added that if after five years a citizen does not buy real estate, he will be obliged to return the tax on interest income from the deposit to the state for the entire period.
Earlier it became known that the Russian government approved a reduction in the initial payment on preferential mortgages from 20 to 15%.