In an interview with RIA Novosti, he said that in June, citizens took $ 332.1 million from traditional bank deposits, but put 2.5 times more on current accounts, primarily cards - $ 846.7 million.
As the expert recalled, in March and April, Russians took a record amount of currency from banks - such deposits decreased by $ 6.1 billion in two months. As a result, citizens had a huge overhang of currency liquidity, Osadchy said.
He noted that now the population is returning funds to banks, but mostly not for deposits, but for current accounts.
“In addition, there is a process of money flow from foreign currency deposits to foreign currency cards,” the expert added.
Earlier, Anton Shabanov, head of investment products at Otkritie Broker, in an interview with FBA Economics Segodnya, commented on a study by experts from Rosgosstrakh Bank and NAFI, according to which about 30% of Russians can withdraw their funds from banks with a further decrease in deposit rates.