<Anchor>

Reporter Kwon Aeri, a friendly economist. Reporter Kwon, real estate measures that are complicated and easy to be confused. Now I'm looking at the fortress one by one.

<Reporter>

Yes, the original sale right is the right to have a home in the future. So you didn't have to worry about paying taxes. You haven't made any tax calculations for the home that hasn't happened yet.

However, if you have a pre-sale right only when you apply for an application or when you borrow a loan, you have considered that there is one house and have applied the applicable regulations.

For example, if a person has a house and has a pre-sale house, it is considered as one homeowner in the tax calculation until now, but is considered as two homeowners in the future. It becomes multi-homeowner.

In fact, this was already included in the announcement of the 12/16 countermeasures last year, and many of the announcements were postponed when the law was not revised.

It's one of those delays, and it's being pushed back for revision this month, and it's likely to pass this time.

However, among the new contents in the July 10 Real Estate Measures, there was a way to increase the transfer tax burden of multi-homeowners significantly more than now.

So, if you have a house and a pre-sale house, the tax burden will be greater than you have thought in order to dispose of the house in the future. It will take effect from next year.

However, the government gave an additional explanation yesterday. If you dispose of an existing house within a reasonable time after having a presale, that person will be given as one homeowner.

In reality, the time required to change is that the transfer tax will be charged, but if the existing house is disposed of within 3 years, it is expected to promote a plan that does not apply to multi-homeowners.

<Anchor> It

is said that the tax burden on homeowners will increase, but the government gave some explanations on the weekend, right?

<Reporter>

Yes, one homeowner who lives in his or her home explained that the July 10 countermeasure does not increase the overall real estate tax burden.

According to the government's story, the recently announced July 10 countermeasure is aimed only at multi-homeowners. By the way, if the price of a high-priced one house does not change, is the general real estate tax the same in the future?

You are confused about this, but it is correct that the homeowner's final tax will continue to increase even if the house price remains the same. 1 The measures to strengthen the burden of the homeowner's tax were included in the December 16 measures.

But in the first half of this year, the law could not be changed. The current policy is to increase the final tax by 0.2 to 0.3 percentage points for high-priced homes as planned during the December 16 measures. It will also be revised in this month and applied from next year.

And the standard for calculating the real estate tax is also getting closer to the market price. This is also going according to the previously planned schedule.

The published price itself, which is the basis of the tax, is raised annually to get closer to the market price, especially on high-priced homes, and the rate of reflecting the published price when calculating taxes is also increasing.

Last year, 85% of the published price was reflected, but this year it is 90%, and by 2022, 100% will be reflected.

So, even if we say that there is no change in the price of a single home, the final tax this year will come out more than last year, and if the final homeowner tax rate, which is now pursuing a change, is applied, the rise will be greater next year.

<Anchor> If you have

expensive homes, you may get a little bit of dissatisfaction. If you have a house for a long time, or if you are an elderly person, is there a way to reduce the final tax for only one homeowner?

<Reporter>

Yes, for the elderly aged 60 and over, and for those who have had a house for more than 5 years, the original subordinate tax is reduced in stages.

The older you have, the longer you have, the greater the deduction, especially from next year. If you have a house for 15 years or more, and if you are 70 or older, the final tax will be deducted up to 80%. The deductible limit is higher than before.

For example, if the current market price is 1.5 billion won and one homeowner, and if the house price is the same next year, the final tax is 500,000 won higher than now. That's true when you're under 60, and it's not been five years since you bought it.

The government explains that anyone who has had more than 15 years over the age of 70 will only increase 60,000 won from this year.

This is to explain that it is not a very high-priced house, and if the house is one, the tax burden is not so great. In addition, it is necessary to take into account the increasing burden of taxes, such as special tax on farming and fishing villages, which is 20% of the final tax.