government announced last week that it would pay more taxes to people who have multiple houses. Even if you keep several houses and sell them, you still have to pay a lot of taxes anyway, so you have pressured multi-homeowners to put their homes on the market quickly. Then, rather than paying the tax, it is better to give the house to the family, and it was said that if the tax rises, the landlord will raise the rent or rent price as much. So, the government is preparing a supplement to this, and we will look at each one from now on. First, let's take a look at the government's explanation and countermeasures against the claim that multi-homeowners can give away their homes instead.
Reporter Chan-Keun Park.
It is the government's opinion that multi-homeowners are unlikely to bypass the gift right away.
This is because the gift tax is lower than the transfer tax, but is charged on the entire house price.
In addition, when you sell a house, cash comes in, but since the gift changes only the name, the realistic burden is greater.
However, depending on variables such as market price, transfer margin, and donor, the gift may be advantageous.
3 If a homeowner sells an apartment with a profit of transfer of KRW 900 million before June 1, next year, a transfer tax of KRW 570 million is required.
Instead, donation tax to children is 680 million won, and 380 million won to spouse.
Given that the holding tax is reduced without paying the inheritance tax in the future, the gift can be advantageous.
[Woo Byung-Tak/Shinhan Bank Real Estate Investment Advisory Center Team Leader: After a long period of time, the price goes up, and eventually you have to pay the same amount as the gift tax (almost) as an inheritance tax. It did.)
the government is pursuing a plan to raise chwideukseyul bestowed upon the current 3.5%, as well as the general chwideukseyul with up to 12%.
In addition, if the spouse or children of the same household are donated so that multi-homeowners cannot donate for the purpose of avoiding the taxation tax that is subject to personal taxation, the government will also consider ways to add households when calculating the number of houses.
(Video coverage: Han Il-sang, Video editing: Lee Seung-yeol, CG: Ryu Sang-soo · Jung Hyun-jung)
"The best gift to the family"… Review of donation acquisition tax rate 3.5→12%
The government announced last week that it would pay more taxes to people with multiple homes in the future. Even if you still have multiple homes, and even if you sell it and make a profit, you have to pay a lot of taxes anyway, so you have pressured multi-homeowners to put their homes on the market quickly.