<Anchor>

Reporter Kwon Aeri, a friendly economist. Reporter Kwon, it has been quite a while since the so-called gap investment to buy a house with a charter has been pointed out as the main reason for the increase in the price of the house, and it has been quite a while since the government has decided to take it again, but it does not seem to actually decrease?

<Reporter>

Yes. The fact that you can't buy a house on a charter basis is a major sign of government policy.

However, even among those who bought a house on a charter basis, this house will continue to be rented out. In fact, the proportion of people who buy a house for rental and investment purposes has not decreased.

On the other hand, once our family now buys this house with tenants for financial or tenant circumstances, but if the tenant moves out now, we will enter the house, that is to say, a real person that will be realized soon. It has been found that the proportion of people who do housing transactions has fallen sharply.

The result of the policy is that some voices that real-life demanders are getting harder reflect the reality to some extent.

How did you see this, the first funding plan is mandatory in August 2, 2017.

As long as I bought more than 300 million won in speculative overheating districts, I started to report to the country how I had the money to buy it and what the purpose was to buy it.

And in the subsequent real estate measures, the content to be written in this funding plan has been revised to become more detailed and more people to use it.

As a result of analyzing this data, it was found that even among those who bought a house on a charter basis, only those who were closer to the real consumer actually decreased.

<Anchor>

Are you saying you wrote'I am a Gap Investor' in the financing plan used to buy a house? Are you saying you wrote something similar?

<Reporter>

Yes. The Ministry of Land, Infrastructure and Transport submitted the contents of the financing plan after September 2017 to the Senator Kim Sang-hoon of the Future Consolidation Party.

Since Seoul was designated as a speculative overheating district during the August 2, 2017 countermeasures, the entire data has been accumulated since September of that year.

And in the same period, the house price has soared, but the upward trend has stopped for a while and then has skyrocketed again. Over the past two and a half years, the average rate of renting a house in Seoul is almost 46.4%.

Even if divided by year, this ratio does not decrease significantly. It doesn't decrease much. On the contrary, this year after the 12/16 measures, this ratio is slightly higher than last year.

However, there have been noticeable changes in dividing the people who lived in this charter in more detail.

Just in the second half of 2017, it is the home where you or your family will go in and buy it, but the rate of those who bought it by inheriting the deposit was 21.4% of the total.

It is the share of these people that has plummeted as real estate measures continue. 14% in 2018, down to one digit from last year.


Conversely, the ratio of people who rent a house on a charter basis is called'rental purpose', that is, the purpose of buying this house is to expect the price of the house to rise and to rent from a charter or a reverse rent.The proportion of these people is 25 in the second half of 2017 alone. It's less than a percentage, but it has skyrocketed to nearly 37% from 2018.

It decreased slightly from last year, but this year, after the December 16 measures, reached the highest level in the past two and a half years, 37.9% and 38%.

<Anchor> It is

still a market that can make enough profits through a gap investment or a rental business. I think this is a judgment, but anyway, the number of people who buy a house to go in and buy it later seems to have decreased a lot.

<Reporter>

Yes. Of course, buying a house with a charter is the same, and the gap investment is the same gap investment, but even in the policy direction to stop the house transaction, which is not a mistake, as you have seen so far, the gap investment for rental purposes has not shaken much.

It is estimated that people who could fill the gap through the gap investment and who could afford the loan with less or less money could continue to buy this way.

On the other hand, we buy a house with a charter, but later we will go in and live. In fact, the proportion of people who tried to extend the house to a house where they would like to live with a deadline, which is a way that many people who bought my house have done, is more like a real person. It seems that the government needs to consider the fact that only the proportion of possible gap investors has decreased significantly.

Soon, the 22nd real estate plan will be announced, and the tweezers that the government really needs to tackle are not the tweezers that ordinary people pick up together, but rather the tweezers that pinpoint the real problems of our real estate market, and it makes us think that it is a more sophisticated policy. Statistics.