<Anchor>

Reporter Kwon Aeri, a friendly economist. Reporter Kwon, you haven't paid taxes on the money you've earned from investing in stocks.

<Reporter>

Yes, there are a lot of new people interested in investing in fortress stocks, so the direction of this tax reform is becoming a bigger topic. The key is that individual investors must pay capital gains on the income earned from investing in securities.

Instead, it does not eliminate the transaction tax and securities transaction tax that are paid every time a stock is traded, and decided to lower the tax rate.

Until now, domestic stocks only paid capital gains tax.

Individual investors, often referred to as'ants', are not taxable for transfer taxes even if they see profits, but in the future, they will be taxed. That said, I think everyone else will be buying this spring, so if you bought Samsung Electronics for 10 weeks, will these people pay the transfer tax?

If Samsung Electronics has not risen tremendously since 2023, there will be no future for this person to transfer tax to stocks.

This is because the transfer tax of domestic stocks is decided to walk only when the profit exceeds or exceeds 20 million won.

Although the financial authorities have said that the standard of 20 million won may change very very later, it is a deduction up to 20 million won.

The tax rate is 20% if the profit from investment is up to 300 million won and 25% if it exceeds 300 million won.

At present, we see about 612 million personal investors in Korea.

Of these, 5% or 300,000 investors are able to profit from domestic stocks of more than 20 million won annually. These are taxes that are largely absent.

Conversely, the current tax rate of 0.25% for every stock trade, which will step down 0.1% by 2023. So, small investors have less taxes. If you analyze

<anchor>,

it may be the market, but for those who actually invest, "I can't make that big money, I'm trying to make it." It seems like you're doing this, but you may benefit from stocks, but what if you lose money on the contrary?

<Reporter> Although

this is a rather complicated concept, the direction of this reorganization is that the overall income earned from financial investments will be combined and taxed.

In this process, there are new taxable items, and I will give you an example. On January 2nd, 2023, I will buy 50,000 won a week for 1,000 weeks. I am happy that this will increase to 80,000 won and sell everything. The profit is 30 million won.

If it is the same now, the trading tax will be 200,000 won, whatever the gain, but from 2023, the trading tax will be reduced to 120,000 won, but 20% of the 30 million won will be deducted from the 30 million won, and 20% of the tax must be paid. So the total tax is 21.2 million won.

But some people bought this stock at 5,000 won 10 years ago. Then, how much would it cost him to sell 80,000 won, just pay me the same way.

In order to avoid confusion, we decided to use the market price by the end of 2022 as the standard price, so it does not go back to the past purchase price.

By the way, I bought 1,000 shares of B shares for 100,000 won. It fell to 50,000 won, but I decided to stop selling it. You lost 50 million won. There is no tax.

This is because the total loss of 20 million won by combining the profits from A shares and 30 million won from B shares.

Right now, I'm only talking about stocks, which are easy to see. In the future, I also impose transfer tax on other financial investment products, bonds that have not been taxed, and gains from stocks in the fund.

The idea is to combine all the profits and losses here and there and tax only when they are profitable overall. Bank deposit interest is not included. That would be the 15.4% interest income tax separately.

<Anchor>

By the way, this may or may not work well, may not it? Is there something that will hit the loss you saw this year next year?

<Reporter>

Yes. We decided to look at the set for up to 3 years.

Continuing from the previous example, we ended up losing 20 million won in 2023. In 2024, it will earn 20 million won in financial investment income.

Then, in 2023, the loss was carried over to the next year, and I carried over.

However, the method of paying the tax is because it is said to be withheld for each financial company that I invest in. Once I have paid the tax on the investment product that I gained, I will prove that I have lost the whole thing later and receive a refund.

These days, you are investing a lot in overseas stocks, and overseas stocks were originally transferred.

With the transfer of tax to domestic stocks, the discrimination has now disappeared, and it has been said that if you do this, you will go to large markets and overseas stocks.

Domestic stock profits are deducted up to 20 million won, but overseas stocks are deducted up to 2.5 million won by bundling all bonds and derivatives.