China News Service, June 23, according to the official WeChat news of the China Banking and Insurance Regulatory Commission, according to reports, there have been recent cases in which criminals have forged documents of the China Banking and Insurance Regulatory Commission in some areas, falsely claiming that the account has been frozen and defrauding consumers. On the 23rd, China Banking Regulatory Commission Consumer Rights Protection Bureau issued a risk alert to remind consumers: China Banking Regulatory Commission and its agencies have no right to directly freeze the bank account of any unit or individual. Consumers should raise risk prevention awareness and beware of being deceived. , The funds are damaged.
Data map: People show bank cards. China News Service reporter Zhang Yunshe
Criminals usually use their own methods: first, contact consumers in the name of obtaining convenient online loans, small loans, etc., and induce consumers to download phishing software to register or provide personal information; then, it is proposed that the information provided by consumers is inconsistent and untrue , The account has different reasons and other reasons, which led to the freezing of funds by the China Insurance Regulatory Commission.
At the same time, using forged materials such as the "China Banking Insurance Regulatory Commission Office Document", "China Banking Insurance Regulatory Commission Notice on Freezing XX Accounts", or bank card freezing screenshots, etc., require consumers to pay deposits, authentication funds and other money Only then can the account be unfrozen, otherwise it will bear legal responsibility.
In order to protect the safety of consumer property from infringement, the Consumer Rights Protection Bureau of China Banking and Insurance Regulatory Commission reminds:
The China Banking and Insurance Regulatory Commission and its agencies have no right to freeze the bank accounts of any unit or individual directly. The China Banking and Insurance Regulatory Commission and its dispatched agencies supervise and manage the banking and insurance industry in accordance with laws and regulations, protect the legitimate rights and interests of consumers, and have no right to freeze the bank accounts of any unit or individual directly, nor will they charge consumers any form of deposit or authentication. The cost of other names. Consumers should keep their heads calm in a similar situation. Don’t be fooled by criminals’ so-called “account funds are frozen” and “will bear legal responsibility”. Once consumers believe a lie, they will fall into a scam.
Raise awareness of risk prevention and apply for loans through formal channels. Consumers who have financial finance needs should handle it from financial institutions through formal channels. For unfamiliar calls, informal network channels to promote "low interest and fast" and "non-secured guarantee" loan business, we should be vigilant, pay attention to protecting personal information, do not randomly click on unknown links, and do not remit money from unknown accounts or individuals.
Respond appropriately and reflect the situation in a timely manner. Consumers should be vigilant when they encounter such frauds, beware of being deceived, and provide clues to the public security organs in a timely manner. If you have any questions about financial business, you can consult with relevant financial institutions or regulatory authorities for verification through official channels.