<Anchor> It

is a friendly economic time of reporter Kwon Aeri. Reporter Kwon, how to save a small amount of money in a long time?

<Reporter>

Yes. It is a difficult time for those who want to save money by saving hard work and steadily saving money.

Even if you are interested in aggressive investments, the basics of Jaetech's savings account are difficult to find a deserving account.

In a word, I am sorry to say that there is no stable high interest rate product in the financial sector that can be introduced in a cool way.

It is easy to join, there are no special conditions, and it is true that it is not stable with a lot of interest, but recently there are events that offer relatively stable and high interest rates.

The first condition of these products is that you should be familiar with mobile. In recent years, one of the biggest concerns in and out of the financial sector is which companies will gain first advantage in the future environment where IT and finance will combine.

It was for this reason that event-related high interest rate savings came from several banks when the financial sector's open banking began at the end of last year.

I have reviewed the merits and demerits of the products at that time even in a friendly economy. Recently, IT companies that want to enter the financial industry more and more are leading products that are affiliated with financial companies.

Instead of promising an eventual high interest rate, they are products that use it as a bait to secure potential financial consumers.

<Anchor>

However, these event products should read the product description carefully. The conditions may not be right, and the benefits may be different from what you thought.

<Reporter>

Yes. So, I'm going to try to evaluate some of the pros and cons of the products that have been popular with the recent release, and today (16th) is the so-called parking passbook that I once mentioned even in a friendly economy, so I can put in and out of money. Let's take a look at the passbooks that will give a relatively high interest rate.

The bank account created by SKT and Industrial Bank, which was released yesterday, attaches a 2% interest rate, which is the highest among commercial banks' withdrawal accounts at the current limit of 2 million won.

If you fill up 2 million won and leave it all year round, it's up to 40,000 causes. You must be a SKT user, and you must agree to receive marketing calls from the Korea Development Bank. You can also sign up only through a separate app operated by SKT and Hana Financial.

Earlier, last week, Naver launched Securities Mirae Asset Daewoo with a passbook of up to 3% per year, up to a limit of 1 million won. If you leave more than 1 million won all year round, you get up to 30,000 won.

But this is actually an investment product called CMA.

Although it is operated on a stable basis, in principle, it is not a bank account that is protected by principal, and from September, Naver Pay, which was created by Naver, has to be paid at least 100,000 won per month to give these 2-3%.

<Anchor>

Because interest rates are so low, there are limits to the amount of money that can be put into interest, but do you have any other products?

<Reporter> In

fact, because regular deposits are a market that is difficult to receive 2% of interest rates right now, parking bankers who want to put interest on their money for a certain amount of money usually have all these conditions.

Aside from the IT products shown above, there is a bank account in Nonghyup Bank that stands out.

This is just a regular passbook, but it gives 3% up to a limit of 1 million won and a maximum of 30,000 won per year, but only young people up to the age of 34 can join, and the condition that they must use online banking more than twice a month and use it as a paybook Is attached.

In addition, all banking passbooks that can be joined by anyone and give a relatively high interest rate are all 2 bank savings bank passbooks.

The depositor protection is the same up to 50 million won, and the places we are showing now give interest rates in the late 1% and 1.7-1.8%.

All of these places have lower interest rates than the accounts shown so far, but they have the advantage that there is no limit to the amount of interest. However, as I mentioned earlier, you need to be able to perform mobile banking to sign up.

Increasingly, the tendency to attach preferential interest rates to mobile-only is increasing, and more and more people are awkward, so you may want to take time to take a slow look with your family or friends.