The average budget devoted to car insurance by the French reached 632 euros on average per year according to the annual barometer of the online comparator LeLynx.fr, relayed by Le Parisien Tuesday. This represents an increase of 2.9% in one year and 12% over five years.
These figures are based on all types of insurance (third party, all risks, etc.) and car.
More expensive insurance in Ile-de-France
The average amount of the insurance premium has increased last year because of "the 6.5% increase in the cost of repairs and the price of spare parts," analysis from the Ile-de-France daily Amina Walter, the director general. Lynx delegate. However, significant differences exist according to the regions.
The premium is lower in Brittany (537 euros) compared to the Paca region (677 euros), Auvergne-Rhône-Alpes (639 euros) and Hauts-de-France (636 euros). The highest amount is reached in Ile-de-France with 697 euros.
808 euros in Marseille against 585 euros in Nantes
Differences are also visible depending on the metropolis. Premiums are highest in Marseille, with an average score of 808 euros. Drivers "pay more because vandalism is high and they often opt for powerful and recent models," said Amina Walter. In Nantes, the average premium drops to 585 euros, or 223 euros less than for a Marseille driver. In Paris and Lyon, motorists pay substantially the same premium, respectively 708 and 709 euros.
Note that in one out of two cases, the French subscribe to an all-risk formula, which causes an additional cost of the insurance premium of 190 euros compared to the third-party formula. A choice guided by the equipment of the French in new cars.
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