China News Agency, Beijing, May 20 (Reporter Yan Xiaohong) Ernst & Young's "Review and Future Prospects of China's Listed Banks 2019" released on the 20th shows that in 2019, listed banks will achieve a total net profit of RMB 17,438.60 billion in the year, a growth rate 7.32%. Thanks to the acceleration of operating income growth and the slowdown in the provision accrual growth rate, listed banks experienced a decline in net profit growth after experiencing a decline in 2018.

  According to the report, from 2017 to 2019, the growth rate of the net profit of large commercial banks and national joint-stock banks continued to rise, while the change curves of urban commercial banks and rural commercial banks showed a clear "V" shape, especially For city commercial banks, the growth rate of net profit in the past three years was 12.80%, -3.12% and 11.41%, respectively, with large fluctuations.

  The relevant person in charge of Ernst & Young pointed out that the volatility of the performance of listed banks is largely affected by the increasing uncertainties in the macro environment. In 2019, the downside risks of the world economy are prominent, geopolitical tensions are on the rise, the uncertainty of global economic development has increased, and the downward pressure on China's economy still exists. The new coronary pneumonia epidemic in 2020 will inevitably have a major impact on the economic operation of domestic and foreign countries. At the same time, in the context of the epidemic, the surging expectations and super-scale stimulus policies that countries are competing for may change the international economic and trade pattern to a certain extent, bring more uncertainty to the world economy, and also provide Business development brings new difficulties and challenges.

  The “Overview of the 36 First-Quarter 2020 Results of China ’s Listed Banks” released by Ernst & Young shows that the net profit of 35 A-share listed banks and one H-share listed bank that disclosed quarterly reports for the first quarter of 2020 totaled RMB 495.987 billion, a year-on-year increase of 5.03 %, A decrease of 2.35 percentage points from the first quarter of 2019.

  After experiencing a lower growth rate in 2017, the growth rate of the operating income of China's listed banks in 2018 and 2019 has increased significantly. In 2019, listed banks will increase their support for the real economy. At the end of the year, loans will account for 52.93% of total assets, an increase of 1.43 percentage points from 51.50% at the end of 2018.

  Industry experts emphasized that 2020 is not only the year for the completion of a well-off society and the national "13th Five-Year Plan", but also the year for the prevention of financial risks and the battle for the finale. Big impact. Looking ahead, listed banks need to increase operational resilience, make long-term plans, and look for new opportunities from uncertainty to achieve long-term sustainable development. (Finish)