Repayment of mortgages Local banks also respond flexibly May 11 5:41
k10012424321_202005110540_202005110540.mp4
Due to the impact of the new coronavirus, income is decreasing and more and more individuals are finding it difficult to repay their mortgages. Banks around the world and banks that specialize in the Internet are starting to respond flexibly, such as reducing monthly repayments, so the FSA is calling for active consultation.
There have been many inquiries from individuals that income has declined due to the spread of the new coronavirus, making it difficult to repay mortgages as planned.
For the time being, many financial institutions are reviewing the repayment conditions depending on the situation, such as repayment of interest only to reduce the monthly burden.
In addition to this, the Hiroshima Bank and the Minami Nihon Bank in Kagoshima prefecture have exempted the fee of about several thousand yen to 10,000 yen required for reviewing the repayment conditions, while the Shiga Bank and the Hokuriku Bank in Toyama Prefecture have spread the infection. If the completion or delivery of a house is delayed, the loan repayment is delayed.
Sumitomo SBI Net Bank and Sony Bank, which are internet banks, also review repayment conditions and exempt fees depending on the situation.
It is expected that the number of consultations on mortgages will increase further if economic activity is prolonged due to self-restraint or requests for leave, and the Financial Services Agency calls on financial institutions to consult with them if they have difficulty in repayment.