China Economic Net, Beijing, April 24: The public punishment information disclosure form of Chongqing Banking and Insurance Regulatory Bureau (Yingyinbaojian Punishment Decision Word [2020] No. 14) published on the website of the China Banking and Insurance Regulatory Commission website shows today The Chongqing Branch of the Export Bank issued loans in violation of regulations, and the Chongqing Supervision and Administration Bureau of the China Banking and Insurance Regulatory Commission imposed a total fine of RMB 3.5 million on Article 46 (5) of the Law of the People's Republic of China on Banking Supervision and Administration.

　　In addition, the Chongqing Banking and Insurance Regulatory Bureau ’s Administrative Penalty Information Publicity Form (Yuyinbaojian Punishment Decision Word [2020] No. 15) published today on the website of the China Banking and Insurance Regulatory Commission shows that the party Jiang Bin is responsible for the above-mentioned violations of the loan. According to the provisions of Article 48 (3) of the Law of the People's Republic of China on Banking Supervision and Administration, the China Banking Regulatory Commission Chongqing Regulatory Bureau prohibits him from engaging in banking work for life.

　　A reporter from China Economic Net found that the China Import and Export Bank Chongqing Branch was established on June 7, 2007, with Ma Yan as the person in charge.

　　According to the information published on the website of the Central Commission for Discipline Inspection on May 24, 2019, Jiang Bin, deputy secretary of the Party Committee and General Manager of Chongqing Import and Export Financing Guarantee Co., Ltd., was suspected of serious violation of discipline and law, and was subject to disciplinary review and supervision investigation. Jiang Bin, male, born in September 1963, graduate culture, served as a member of the preparatory team of the Export-Import Bank of China Chongqing Branch from April to June 2007; from June 2007 to July 2015 as the Chongqing Branch of the Export-Import Bank of China Party committee member and deputy president; from July 2015 to January 2019, he served as secretary and president of the party committee of the Shaanxi Branch of the Export-Import Bank of China; later he served as deputy secretary and general manager of the Chongqing Import and Export Financing Guarantee Co., Ltd.

　　The “Response on Approval of Jiang Bin ’s Qualifications” issued by the Bank of China Insurance Regulatory Commission website on November 3, 2015 also shows that Jiang Bin approved the qualifications of the President of the Shaanxi Branch of the Export-Import Bank of China.

　　Article 46 of the “Law of the People ’s Republic of China on Banking Supervision and Administration” stipulates that: Banking financial institutions have one of the following circumstances, and the banking supervision and administration authority of the State Council shall order corrections and impose a fine of not less than RMB 200,000 but not more than RMB 500,000 ; If the circumstances are particularly serious or if no corrections are made within the time limit, it may be ordered to suspend business for rectification or its business license shall be revoked; if it constitutes a crime, criminal responsibility shall be investigated according to law:

　　(1) Appointing directors and senior management personnel without reviewing their qualifications;

　　(2) Refusing or obstructing off-site supervision or on-site inspection;

　　(3) Providing false documents or concealing important facts such as reports and reports and other documents and materials;

　　(4) Failure to disclose information in accordance with regulations;

　　(5) Serious violation of prudent business rules;

　　(6) Refusing to implement the measures specified in Article 37 of this Law.

　　Article 48 of the “Law of the People ’s Republic of China on Banking Supervision and Administration” stipulates that: If a banking financial institution violates laws, administrative regulations, and the relevant banking supervision and management regulations of the state, the banking supervision and administration institution shall not comply In addition to the penalties provided for in Article 47, it is possible to distinguish between different situations and take the following measures:

　　(1) Order banking financial institutions to impose disciplinary sanctions on directly responsible directors, senior management personnel and other directly responsible personnel;

　　(2) If the actions of a banking financial institution have not yet constituted a crime, the directly responsible directors, senior management personnel and other directly responsible personnel shall be given a warning and imposed a fine of not less than 50,000 yuan but not more than 500,000 yuan;

　　(3) Cancel the directly responsible directors and senior management personnel for a certain period of time until their lifetime qualifications, and prohibit the directly responsible directors, senior managers and other directly responsible personnel for a certain period of time until they are engaged in banking work for life.

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