<Anchor>

Kwon Aeri's friendly economy starts. Reporter Kwon, economic indicators related to Corona 19 are coming out one after another.

<Reporter>

Yes, there was a provisional count on the amount of bank loans in March. First, household bank loans increased by 9.6 trillion won, a whopping 10 trillion won.

In March of last year, it increased by 2.9 trillion, which is a three-fold increase in household bank loans over the same month a year ago.

The Bank of Korea started publishing these statistics every month since 2004, the largest ever since. Then, when was the second place next month, it was last February. The household loan growth rate has been huge for the second month in a row.

Households are also households, but corporate loans have also exploded. It increased by 19 trillion won. Again, this is the largest increase since we started to produce relevant statistics.

<Anchor>

In fact, what you borrowed from it would be very important, how was it?

<Reporter>

First of all, from a household loan, it is the financial authorities' view that until March, people moved the most for the purpose of multiplying assets.

The worst part of household debt, so to speak, is when the loans to living funds increase significantly.

It is noticeable that the number of people who pay their living expenses by making debts is noticeable because the wages are decreasing or disappearing altogether.

But in March, that wasn't the biggest factor. First of all, among the 9.6 trillion won in household loans, the mortgage was 6,3 trillion won.

Compared to the previous figure of 7.8 trillion won in February, it decreased, but it is still increasing significantly.

The government has been expecting this loan growth to be curtailed since the December 16 real estate measures, but it is not yet noticeable. Is that you owe it for real estate.

I've said it a few times here, but the government's high and high price standards of 900 million won, and more than 1.5 billion won have been relatively low, but the ballooning effect in the metropolitan area has continued, and the price of some regions in Gyeonggi has continued until recently. The rise was also active. It seems that the impact was still great.

The second increase is credit loans and other loans. It was about 3,300 billion won. Home mortgage loans are still shrinking, but more than doubled compared to February.

This other loan alone alone surpasses the total amount of household loans in March last year. I need to take a look at this, but the authorities believe that a significant amount of money has flowed into stock investment funds.

<Anchor>

It was said to be the 'Donghak Ant Movement', which means that our ant investors have received a lot of money as foreigners pay their debts.

<Reporter>

Yes, in the middle of last month, our stock market plunged more than 35% from the beginning of the year. If you buy it from then on, it will rise anyway later, especially Samsung Electronics, and a huge amount of personal investment funds are flowing into the stock market.

If you are investing in stocks for the first time in life, you may have seen some of them around here or you are Him. But the Bank of Korea is saying that some of them appear to have invested in debt.

Although the stock market is actually recovering a bit these days, it's safe to do stock investment in the long run, with free money, money that I can't spend right away, money that I haven't borrowed from others, or money that I don't chasing. I want to.

Lastly, although household debt in March still seems to have an increasing purpose for individuals to grow their assets, credit loans made by holding on to debts are clearly melted in the surging miscellaneous loans.

On the other hand, I feel the urgency for companies to save money before the crisis hits.

Originally, big companies don't even come up with bank loans, and corporate bonds, so they often issue bonds to get their own money. But last month it was difficult.

In the atmosphere that the economy is rapidly deteriorating, these places such as 'I should invest in that company', which means buying corporate bonds, are rapidly decreasing. That's why it was driven by bank loans.

For small companies, the government also encouraged banks to lend money.

Anyway, loans are increasing greatly in various fields. In addition to household loans, the original loan size was never small.

It would be better if the game improved gradually while maintaining a healthy state, but the longer Corona 19 is, the more this burden will be.

So, yesterday (8th), the government also came up with a countermeasure against repayment of loans. So you need to keep an eye on the debt situation.

<Anchor>

Yes, because I want to make money go around. Even if you can't help increasing the loan, I think it is very important where you use it.