China News Network, Guangzhou, March 27th (Guo Jun Huang Aidi) A reporter learned on the 27th from the Guangdong Branch of the Bank of China that the bank recently launched the “Bank-Tax Interactive” social insurance payment personal consumption loan in conjunction with the Guangdong Provincial Taxation Bureau-“China Bank E-Loan "Social security loan". This product is the first “bank-tax interactive” personal credit product based on provincial centralized application of social insurance data in the country, which opened the Internet financing channel for “contribution credit” to “bank credit” and further complied with residents ’consumption patterns during the epidemic. Mobile and online trends.
The reporter learned that after the launch of the "Bank-Tax Interactive" innovative product, Mr. Wang from Guangzhou had the first experience and became the first customer to obtain the "Bank of China E-Loan and Social Security Loan" quota through social security payment data. With a good personal payment history, Mr. Wang easily obtained a credit line of 190,000 yuan at the Bank of China Guangzhou Yuexiu Sub-branch, and immediately withdrew 80,000 yuan through mobile banking.
"The entire application process was really convenient. I was thinking about renovating my new home after the year, but due to the epidemic situation, the money on hand was a bit tight. With this money, I can start preparing for the renovation!" Mr. Wang said.
The "BOC E-Loan and Social Security Loan" launched this time has the characteristics of full-process online operation, no pledge guarantee, second-rate quick loan and other features. It uses a fee to settle the loan and accurately creates a "contactless" personal credit model. Social security payers only need to query their social security payment data at the “Guangdong Tax” public WeChat authorized bank, and apply for “BOC E-Loan and Social Security Loan” on their own at the Bank of China Mobile Banking, and complete the loan application and payment without leaving the home. , Experience the full process of "second application", "second batch", "second to" and "second usage". (Finish)