On Thursday, a friendly economy, reporter Kwon Aeri is out. Reporter Kwon, there has been a lot of talk for a while because of the skyrocketing apartment price, but it has been in since the Corona 19 crisis. Is there a sign of a drop or stagnation here and there?
Yes. Precisely, the prices of houses in some overheated areas where people's interests have been so strong are stagnant. This is the story of the so-called Gangnam 4-gu in Seoul and the so-called Mayongseong Mapo, Yongsan, and Seongdong in Gangbuk.
Look at the latest release last week. Seocho-gu's house prices were unchanged. The upward trend has stopped. Even so-called neighborhoods, where so-called houses exceeding 900 million won were particularly concentrated, were only slightly elevated.
On the other hand, in Seoul, places like Geumcheon, Yangcheon, and Gwanak-gu are still on the rise. There is a so-called 'key fit' expression.
Instead of catching a surge in high-priced and high-priced apartments with concentrated government policies, the price of apartments below 900 million won is still rising.
In fact, when KB LiveOn saw a three-month housing transaction since December 16, last year, the transaction volume of apartments exceeding 900 million won decreased by 61% from the previous three months.
This pricey high-priced home seems to be concluded once there are few transactions, and even if it does, the price is at least no higher.
The transaction volume of housing under 900 million won also decreased by 26%, but the transaction volume decrease is much less than that of high-priced housing.
Outside of Seoul, recent popular areas in the metropolitan areas such as Gyeonggi and Incheon, and Daejeon and Sejong cities are still rising.
In particular, it has been a month since the 12th and 16th measures in Seoul, after strong regulations focusing on high-priced houses in Seoul, the so-called balloon effect showed a sharp rise, and the additional measures focused on the Gyeonggi region on the 20th of last month came out.
It has been a bit slow since the measures, but it is still rising.
So you're expecting this trend to continue for some time in these areas?
Yes. In particular, you may have seen some news that local high-priced homes, which have been overheated recently, come out at a price that has fallen more than before.
It is analyzed that this is particularly responsive to the 'temporary reduction of taxes for multi-homeowners' that was included in the December 16 measures. In the case of multi-homeowners, the capital gains tax exemption is only exempted until June 30th.
In the current tax structure, if a multi-homeowner's home is sold in a reconciled area, there is a capital gains tax rate based on the original house price, and the additional tax rate is 10% for 2 homeowners and 20% for 3 homeowners.
Because there are many homes whose apartment prices have risen hundreds of millions of won over the past few years, multi-homeowners rarely have to go back and forth in billions of taxes in this middle and over.
However, if you sell your house by June 30th, you will be exempt from this. Only for houses that have been in it for over 10 years.
Also, special deductions for long-term holdings, which are only provided for long-terms that were not supposed to be given to high-end homeowners from this year, are also provided.
In fact, it is when both the property tax and the general real estate tax in the concept of the tax transfer tax that you have to pay and the tax retention tax that you must have are burdensome.
Anyway, it is a tax that I pay even if I do this, but there may be many people who decide to keep it even if it is a burden.
So, in the first half of the year, the part of the transfer tax was trimmed and, in the first half of the year, gave the opportunity to liquidate. You can see that there is a good sale here.
Reporter Kwon There are quite a few houses that are rising this year.
Yes. Last year, especially in Seoul, the price of the house has risen a lot, so of course, the publicly available price, which is the basis for tax judgment, has risen.
However, in the future, especially for high-priced homes, taxes may continue to rise, as the house prices will stagnate or fall for the time being.
First of all, the rate of realization of the published price, that is, the rate of bringing the published price closer to the market price, is increasing. In addition, it is a rather complicated concept, especially when calculating the comprehensive real estate tax, but there is another fair market value.
This is also expected to continue to rise in the future. So, in fact, depending on how you look at the house price trend in the future, multi-homed people are particularly likely to knock on the calculator.
In fact, if you anticipate the same situation until the last year, the price of the house will continue to rise, it may be beneficial to keep it even if you are taxed.
If there is a congestion or a falling market, then the tax may not increase for the time being due to the increase in the price of the house, but it may not be advantageous to pay the tax while maintaining a multi-household.
In the future, the real estate market remains to be watched, the impact of the Corona 19 hit, the decline in trading volume while not going to see the house for social distance, and the impact of the lowest interest rate and loan regulation on the other hand. From now on, it will look more complex.
Anyway, for the time being, there are more analyzes that high-priced housing and ultra-high-priced housing have more disadvantageous variables.
[Friendly economy] House prices are stagnating, high-priced housing taxes go up
On Thursday, a friendly economy, reporter Kwon Aeri is out. Reporter Kwon, there has been a lot of talk for a while because of the skyrocketing apartment price, but it has been in since the Corona 19 crisis. Is there a sign of a drop or stagnation here and there? Yes.