"Fast action is also needed for the suspension or exemption of utility bills such as the four major premiums and electricity bills. It is intended to help individuals maintain their employment by providing livelihood support and savings for businesses."

This is what President Moon Jae-in said at the 2nd emergency economic meeting hosted by the Blue House on the 24th, while introducing 'special prescriptions' to the Korean economy in crisis with coronavirus infection-19 (corona19).

President Moon said in particular, "The biggest victims of the Corona 19 crisis are the people, and we must show the government's will to protect the lives of the people promptly and clearly." I hope it will be implemented immediately from April. " .

As a result, we are really interested in whether we will be able to postpone or reduce four major social insurance premiums, including health insurance, national pension, employment insurance, and industrial accident insurance, starting next month.

The request for deferral or reduction of the four major social insurance premiums came early in the economy to ease corporate burdens.

President Kyung-Sik Son of the Korea Management Association suggested to President Moon at the 'Invitation Roundtable of Major Economic Actors' on the 18th, "I wish to delay the payment of social insurance premiums such as health insurance and national pension for a certain period of time until economic activity stabilizes."

President Moon's comments on this day are the answer to the demands of the economy.

In response to President Moon's order to prepare a plan to defer or reduce social insurance premiums, fires fell in light on related departments such as the Ministry of Health and Welfare, the Ministry of Employment and Labor, and the Ministry of Strategy and Finance.

The government believes that a reduction in social insurance premiums will have a great effect, such as providing income protection to all households and businesses.

In particular, since health insurance is a social insurance system for all citizens, it is expected that the benefits will be returned to all households when applying for reduction or exemption. .

The problem is that the national fiscal burden is not overwhelming.

The government has no choice but to be deeply concerned.

For example, the health insurance premium rate is 6.67% of the current monthly income, of which half are paid by the company and half are paid by the company.

As of the first half of last year, the average monthly premium for subscribers was 111,000 won, but if you cut 50% for 3 months, you would save about 167,000 won for the job subscribers.

However, if the health insurance premiums are reduced by 50% for 3 months for all health insurance subscribers, the premium income will be reduced by 7.5 trillion won.

When the reduction period is extended to 6 months, the amount is reduced by about 15 trillion won.

If the government cuts social insurance premiums, it plans to provide health insurance with a budget, but the huge amount of 7 to 15 trillion won is a big burden.

Meanwhile, the government decided to subsidize health insurance for low-income people who suffer from the Corona 19 crisis.

On the 18th, the Prime Minister decided to cut 50% of the dry matter for three months, such as March and May, to the lower 20% who paid less for the additional budget.

Benefits include 323,734 work subscribers and 126,252 households.

Half of the health insurance subscribers in special disaster areas such as Daegu and Gyeongbuk enjoy the same benefits.

Separately, subscribers who have difficulty living with Corona 19 may apply to the National Pension Service to temporarily lower their insurance premiums or receive temporary exemptions due to payment exceptions.