(Fighting New Coronary Pneumonia) "Epidemics" Class for Office Workers: Advance Consumption View Needs Rational Return
China News Agency, Lanzhou, March 13th: "Epidemics" class for office workers: The concept of advanced consumption urgently needs to return rationally
China News Agency reporter Feng Zhijun
Cancel the credit card, close the online shopping platform "advance service", cancel the outbound travel plan this year ... In early March, the first thing after Lan Wan's "80s" office worker Yan Wanqin resumed work was to stop all "advanced consumption" behaviors. She also discussed with her husband to set up a "family fund" and make a monthly deposit in the account to protect future needs.
"In the past, there were a lot of" Moonlight clan "who were generally optimistic about their future income expectations. Advance consumption was even regarded as a fashion, but this epidemic made everyone's sense of crisis alive." Yan Wanqin said, there are many around him Blind consumers are suffering because of long-term work stoppages. "This is a lively epidemic" lesson. The hottest topic we are discussing these days is the importance of cash reserves.
Affected by the new crown pneumonia epidemic, the Yan Wanqin family canceled their travel plans for the Spring Festival holiday this year, and the year-end award of "not spent" finally became the "living guarantee" for a month or two during the shutdown of the unit. Thinking about financial management this year, she began to "care about food and vegetables". Not only is she familiar with the selling prices of various commodities and vegetables in the neighborhood, but she can also buy cheap and attractive items like her parents.
Before the Spring Festival this year, Li Hong, a Shenzhen office worker who resigned from his original unit, was invited by many local companies, but the employment plan was repeatedly postponed due to the impact of the epidemic. "For the first time in many years at work, I tasted the bitter taste of" 啃 老 "." He said that examples like him are not uncommon. People who are not accustomed to saving money, especially the "Moonlight clan" who are ahead of consumption, are really good. Reflect on what you can do to take precautions before you can resist the risks.
"It is really important to have a deposit! Fortunately, my parents have a saving habit in order to help them through difficulties, otherwise they may have to stop cooking." Li Hong smiled bitterly, and suffered the "Moonlight Tribe" through this epidemic, the elderly Our often used money-saving habits are not out of date at all. Only by saving money and saving money can we have a guarantee of "thin water and long flow". We must develop a healthy consumption outlook in the future.
"A person without near-term concerns must have near-term worries." During the long "outbreak" of left-behind wars, young workers in the mainland of China conducted "collective reflection" on various social platforms. Some of them have the panic and helplessness of "sitting and eating in the mountains and mountains", some have learned the lessons and insights of advanced consumption, and others have shared reasonable financial management experience.
According to the “White Collar Satisfaction Index Survey Report 2019” released by Zhilian Recruitment, 34.6% of white-collar workers are in debt in 2019. This proportion has increased significantly compared to 2018. The “poor people” army has further expanded, and the deposit balance is White-collar workers with "10,000 yuan (RMB, hereinafter) to 30,000 yuan" were 14.2%, and white-collar workers with deposits of "more than 50,000 yuan" were 17.0%. All distributions were lower than in the same period of previous years.
The report said that in 2019, white-collar workers' pursuit of improving the quality of life has also continued to rise, going out and taking a taxi, and renting houses must be refined, and the temptations of online shopping such as "chopping hands" are also everywhere, which have comprehensively increased their total daily expenses. .
Zhou Simin, a well-known etiquette expert on the mainland, said via Weibo that during the epidemic period, many people around him were increasing their income and reducing expenditure, and there was no shortage of people returning from the "Moonlight clan" to rational consumers. Being able to distinguish between "want" and "need" is the basis of rational consumption, and "moonlight" or "advanced consumption" will be suppressed to some extent. (Finish)