Xinhua News Agency, Hangzhou, March 5th (Reporter Zhang Xuan) The reporter learned from the Online Business Bank that the All-China Federation of Industry and Commerce, a number of industry associations and the Online Business Bank jointly launched the "Contactless Loan Support Program" on the 5th. 105 banks participated.
According to reports, the "micro-assistance plan" will unite hundreds of financial institutions, county governments, and brand enterprises across the country to support about 10 million small and micro-enterprises, self-employed businessmen, and farmers in China within six months after the orderly resumption of work and resumption of production and the epidemic situation. Expansion of production.
Contactless loans are digital loans that are applied online without human contact. It is reported that the “micro-assistance plan” includes advance payment for online small and micro businesses, special funding support for the catering industry, interest-free loan preferential activities for small and medium-sized dealers in the fast-moving industry, special loans for the logistics industry, and truck drivers. Top ten measures to provide working capital discounts, provide special loans for growers, help companies with sales difficulties to obtain financial support, expand the discount range of bill discounts, help small and micro businesses with a good market reputation to accelerate resumption of work, and help offline merchants develop online business channels for free .
Among the 105 participating banks, there are major banks such as Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank, Bank of Communications, Postal Savings Bank, and city commercial banks from various places.
President of Internet Banking Bank Jin Xiaolong said that contactless loans are both a current need and a result of the development of science and technology. Through this complementary cooperation between banks, a large number of small and micro groups with a loan demand of less than 1 million yuan, or even only 30,000 to 50,000 yuan, can directly obtain "contactless loans" through mobile phones, effectively solving the problem of small and micro loans. The "last mile" issue.