(Combating New Crown Pneumonia) The People's Bank of China: Full-process monitoring of 300 billion yuan of special re-loans quickly and accurately
China News Agency, Beijing, February 24 (Reporter Li Yanan) Peng Lifeng, deputy director of the Financial Market Department of the People's Bank of China, said in Beijing on the 24th that the 300 billion yuan (RMB, the same below) special reloans previously arranged were urgent and life-saving. Must be delivered quickly and accurately.
The joint prevention and control mechanism of the State Council of China held a press conference on the same day to introduce the relevant situation of providing precise financial services for the prevention and control of the new crown pneumonia epidemic, resumption of work and production, and development of the real economy.
On January 31, the Central Bank issued the “Notice on Issues of Special Reloans to Support the Prevention and Control of Pneumonia Epidemic of New Coronavirus Infection”, specifically arranged for a special reloan of 300 billion yuan to support financial institutions to provide preferential treatment to key enterprises for epidemic prevention Interest rate loans.
Peng Lifeng pointed out at the press conference that due to the very favorable interest rates and the financial discount, the special reloan policy is a temporary policy. 300 billion yuan is urgent and life-saving, and it must be put out quickly and accurately. Its support range is very strict. Relatively speaking, its support range is also relatively narrow.
How to ensure that special reloan funds are used in the field of epidemic prevention and control. Peng Lifeng said that at present the central bank has established full-process monitoring with relevant departments on the use of funds for epidemic prevention and control. The whole process of monitoring focuses on the three key points.
The first is to keep a good list of key enterprises. Strict selection of enterprises is required to ensure that the companies included in the list meet the scope of support stipulated by the Ministry of Finance and other five ministries.
The second is to control the disbursement of preferential loans. First of all, it is necessary to consolidate the responsibility of the bank. The borrowing bank is the first person responsible. It is necessary to track and monitor the use of the loan to ensure that the loan is used in the field of epidemic prevention and control. Second, the People's Bank of China has also established an electronic ledger to track the use of loans. In addition, after the company receives loan support, it will also go to the finance to discount the interest rate, and the financial department will also monitor the discount rate of the central government.
The third is to audit the entire process. According to the current working mechanism, the issuance of preferential loans and the use of special reloans, the People's Bank of China and the audit department share information in real time. The audit department participates in supervision throughout the process to ensure the fairness and equity of the loan. The central bank will promptly submit to the audit department for the abnormal information on large loans found in daily monitoring.
"In the next step, we will further enhance the transparency of the policy, take the initiative to accept public opinion supervision, ensure that funds are really used where the epidemic prevention and control is most needed, and use good steel on the 'blade'." Peng Lifeng said.
After the outbreak, in order to solve the problem of material shortage, some companies that originally produced clothing and automobiles quickly turned to the production of key materials such as masks and protective clothing in response to the national call. Regarding financial support policies for such enterprises, Peng Lifeng pointed out, first, These companies can apply for a national or local list of major companies. If they enter the list, they can be included in the scope of special reloan support, and banks will issue preferential interest rate loans. Second, if these companies cannot enter the list of key companies, financial institutions will Should also take the initiative to dock and actively provide credit support. Third, if it is difficult to obtain financing through full marketization, policy banks should follow up and play a role in supplementing shortcomings. (Finish)