China News Network Zhengzhou, February 22 (Reporter Han Zhangyun) Although the new crown pneumonia epidemic continues, it cannot stop the pace of Henan's orderly resumption of work and production. On February 22, the reporter learned from the Henan Banking and Insurance Regulatory Bureau that as of February 20, Henan's banking institutions had issued a total of 19.111 billion yuan in loans to the government, epidemic prevention and control medical institutions, and related enterprises to resolve the resumption of production and production. "Anxious."
To provide financial support for enterprises to resume work and production, Henan Bank's insurance industry has done a lot of work.
According to preliminary statistics, the major banking institutions in the province have provided new loans of 9.91 billion yuan for 2,183 resumed and resumed production enterprises, and 1.97 billion yuan of new loans for more than 1,200 small and medium-sized enterprises resumed and resumed production. Some insurance institutions have provided enterprises with exclusive property insurance and incorporated new coronavirus-infected pneumonia into corporate employee group insurance to steadily and orderly promote enterprises to resume normal production.
As of February 20, Henan province's banking institutions have issued 19.111 billion yuan in loans to governments, epidemic prevention and control medical institutions, and related enterprises, transferred 16.435 billion yuan in various types of epidemic prevention funds, and reduced 2.125 million yuan in handling fees. The reasonable delay of repayment by affected personnel is not considered as a default customer of 758,800 households.
Credit policies should be appropriately applied to those who are hospitalized or quarantined due to infection with new pneumonia, those who need to be quarantined for epidemic prevention and control, those who participate in the epidemic prevention and control, and those who have temporarily lost their source of income due to the epidemic. Among them, the Post Office Henan Branch has reasonably delayed the repayment period of 27,100 personal loans (including credit cards and housing mortgage loans), amounting to about 8.56 billion yuan.
According to the impact of the epidemic situation, the situation of resumption of production and the status of loans, the insurance industry of Henan Bank adopted measures such as extension, extension, adjustment of repayment and interest payment plans, and extension of insurance periods to effectively alleviate the pressure on trapped enterprises.
Among them, the Agricultural Development Bank of Henan Branch implemented a non-repayment renewal loan of about 9 billion yuan for 110 enterprises. Industrial and Commercial Bank of China Henan Branch sent a short message notification to 180 days of non-repayment and renewal of loans to 467 companies. The Construction Bank Henan Branch gave a unified 28-day loan grace period to more than 2,200 small and micro enterprises that were temporarily affected by the epidemic. The Henan Branch of the Bank of Communications extended the term of the hospital project loan and extended the term of the working capital loan for pigs and pig enterprises by 6 months.
Effectively reduce fees and benefits, and help resuming production and production enterprises to enter the battlefield lightly. During the epidemic, Henan's banking institutions provided emergency cash withdrawals of more than 90 million yuan for government and epidemic prevention and control related enterprises, and reduced various handling fees of more than 380,000 yuan. Some organizations have reduced or exempted more than 49 million yuan of interest for enterprises.
Henan is a major agricultural province. At present is a critical period for spring planting and spring planting. Henan financial institutions have increased their support for key farmers such as large planters, agricultural asset dealers, and rural supermarket merchants, and fully support the resumption of production and production of agricultural production materials enterprises.
During the epidemic, major agricultural agencies in Henan Province have issued 1.884 billion yuan in emergency loans, 47 million yuan in renewal loans, 353 million yuan in new loans for new agricultural entities, and 610 million yuan in loans to farmers. (Finish)