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Recently, the government pulled out a property regulation card in two months, as the price of some houses in the Seoul metropolitan area such as Gyeonggi Province showed signs of overheating. The core of this real estate measure is loan regulation.

For more information, first reporter Jae Hee Won.

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The government first tightened the LTV regulation, or mortgage rate, throughout the region.

Currently, mortgage loans up to 60% of house prices will be reduced to 50% for those under 900 million won and 30% for over 900 million won.

If you buy a billion-dollar home in the reconciled area, you can now get a mortgage loan of up to 600 million won, but it will be reduced to 480 million won in the future.

The tightened loan regulations will take effect on the 2nd of next month.

Mortgages for the purpose of purchasing a home are prohibited in the area subject to adjustment, as in the dumping area.

Single-family homes in the adjusted area were eligible for mortgage loans on the condition that they sold existing homes within two years.

The government has also virtually banned resale in all areas of adjustment.

Tomorrow, a real estate market counterfeit response team will be organized by the Ministry of Land, Infrastructure and Transport, the IRS, and the Financial Services Commission to investigate abnormal transactions and illegal activities in major overheated areas.

[Kim Heung-jin / Ministry of Land, Infrastructure and Transport, Housing Policy Officer: Since March, it is mandatory to submit a funding plan to the region to be adjusted, so as soon as the funding plan is submitted… .]

In addition, a special judicial police has been decided to concentrate on fixing house prices and illegal resale.

(Video coverage: Kang Yoon-gu, Video editing: Oh No-young)

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