The Caisse d'Épargne Bretagne-Pays-de-Loire wishes to test the self-employed status for bank advisers. A first that worries Frédéric Guyonnet, president of SNB-CFE-CGC, the leading union in the banking sector. "The advisers will become sellers," he warns Europe 1 microphone.

Bank workers replaced by self-employed workers? This is an evolution that Caisse d'Epargne is considering to maintain its presence in rural areas. She wants certain bankers to now work under the status of self-employed. It would be a whole new distribution model, unprecedented in France.

"It's a red line"

In a document, the Caisse d'Epargne justifies this coming experimentation by increased competition, the rise of online banks and still very low interest rates. An unacceptable revolution for Frédéric Guyonnet, president of SNB-CFE-CGC, the leading union in the banking sector. "It's a red line. We fought for years, decades, to negotiate company agreements and a collective agreement. With the back of a hand, a bank sweeps it all to earn more money ", he laments at the microphone of Europe 1.

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According to him, this development would transform the current advisers into "salespeople", with the objective of "selling a maximum of banking products to improve their remuneration". The first establishment to experiment with this formula must be the Caisse d'Epargne Bretagne-Pays de Loire. If the bank obtains the agreement of the ACPR, the sector regulator, the experiment could take place in three points of sale from next June.