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Rents in the Gangnam area of ​​Seoul, where expensive apartments are concentrated, are increasing faster than rent.

Reporter Han Se-hyun figured out why.

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The apartment complex in Songpa-gu, Seoul has 134 monthly rents and 43% more rents than charters.

This apartment complex in Seocho-gu has 20% more rent for rent.

In areas with better school districts, such as Gangnam and Songpa, and more expensive apartments, this increase in rent is more pronounced.

This is because homeowners prefer rent over rents because of strong lending regulations and increased holding tax burden.

[Ryu Jae-sung / Authorized Broker: When you receive the rent, you can use it as a living fund, and when you return the rent later, you have a hard part without getting a loan. .]

Low interest rates also encourage rent rents.

Because the bank's interest rate is at its lowest level ever, it is more economical for a homeowner to pay rent to the tenant than to pay the rent and put it in the bank.

If you reduce the actual rent of 500 million won to 300 million won and turn it into a reversal tax, the landlord can receive monthly rent of 850,000 won.

If you deposit 200 million won into the bank, you can earn more than double the 330,000 won you receive.

This decrease in charter supply could lead to higher charter values.

[Dr. Kim Deok-Rye / Head of Housing Research Institute: If it is difficult to make an additional loan for the increase in the deposit, it may be possible to turn the amount up to the monthly rent, and there may be a lot of goods that may be quasi-loan.]

With the announcement of the price increase for apartments in April, landlords who are conscious of tax burden may prefer to rent or reverse.

(Video coverage: Jang Unseok, Video editing: Park Athlete, VJ: Jung Min-gu)